National Sales Manager
5 days ago
Role Objective:
To strategize, lead, and drive the nationwide used car loan business by developing strong sales
channels, improving portfolio quality, ensuring compliance, and achieving targeted business volumes through a high-performing team.
Key Responsibilities:
1. Business Development & Strategy
Develop and execute national sales strategies to achieve disbursement and revenue targets.
Identify new business opportunities, markets, and segments to expand the used car loan portfolio.
Monitor competitor activities and market trends to refine business strategy.
2. Sales Leadership & Team Management
Lead, mentor, and manage zonal/regional sales teams across India.
Set clear performance targets for regional teams and review progress periodically.
Build a strong performance-driven sales culture through training, motivation, and leadership.
3. Channel Development & Relationship Management
- Identify and onboard key channel partners including used car dealers, DSAs, and third-party
agents.
Strengthen relationships with existing partners to maximize business potential.
Conduct periodic partner evaluations to ensure productivity and compliance.
4. Portfolio Management & Quality Control
Ensure healthy portfolio quality by monitoring delinquency and credit hygiene.
Collaborate with credit and risk teams to maintain high-quality sourcing.
Take corrective measures to address portfolio issues.
5. Process, Policy & Compliance
- Ensure adherence to organizational policies, underwriting guidelines, and regulatory
requirements.
Coordinate with cross-functional teams for seamless operations.
Drive process improvement initiatives across regions.
6. Reporting & MIS
Present regular business performance reports to senior management.
Track key metrics such as disbursements, TAT, channel productivity, and portfolio health.
Provide insights and recommendations for strategic decisions.
Key Skills & Competencies:
Leadership and team management
Negotiation and relationship management
Deep understanding of the used car loan ecosystem.
Strategic and analytical thinking
Strong networking and communication skill
Educational & Experience Requirements:
Graduation required; MBA preferred.
10–15+ years of experience in vehicle finance, preferably used car loans.
Proven track record in managing nationwide or multi-region sales team.
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