Forensic Auditor

Job Purpose:

To conduct forensic reviews, investigations, and data-driven analyses to identify and mitigate fraud, misconduct, and control lapses across the NBFCs operations. The role focuses on proactive detection of anomalies, supporting internal investigations, and strengthening the organization's fraud risk management framework.

Key Responsibilities:

• Conduct forensic audits and detailed investigations into suspected frauds, irregularities, and policy violations across business functions.
• Review transactions, employee behavior patterns, and system logs to identify red flags or unusual trends.
• Perform data analytics on loan, disbursement, and collection records to detect potential manipulation, collusion, or policy breaches.
• Coordinate with business units, HR, and Legal for evidence collection, interviews, and root cause analysis.
• Prepare comprehensive investigation reports with fact-based findings and recommendations for process improvement.
• Support regulatory reporting of frauds as per RBI guidelines and assist in submission of Fraud Monitoring Returns (FMR/FUA).
• Assist in strengthening the fraud risk management framework and Early Warning System (EWS).
• Develop and maintain a fraud incident database and trend analysis for management reporting.
• Support awareness and training programs on fraud prevention and ethical practices.
• Liaise with external forensic experts, auditors, or law enforcement agencies as required.

Key Skills & Competencies:

• Strong analytical and investigative skills with attention to detail.
• Sound understanding of NBFC processes — loan origination, disbursement, collections, and vendor management.
• Hands-on experience in data analysis and use of forensic tools (e.g., SQL, Excel, Power BI, or forensic software).
• Knowledge of RBI guidelines on fraud monitoring, KYC/AML norms, and forensic audit standards.
• Excellent report-writing, interviewing, and documentation skills.
• High integrity, confidentiality, and objectivity in handling sensitive matters.

Qualifications & Experience:

• Graduate / Postgraduate in Commerce, Finance, or Forensic Accounting.
• Preferred certifications: Certified Forensic Accounting Professional (CFAP), CFE (Certified Fraud Examiner), CISA, or CIA.
• 3–8 years of experience in forensic audit, fraud investigation, or risk management, preferably in an NBFC, Bank, or Financial Institution.