Credit Analyst

2 weeks ago

Koregaon Park Pune Maharashtra, India Omicron Business Landmark Full time ₹ 80,000 - ₹ 1,20,000 per year

Job Summary

We are seeking a highly motivated and detail-oriented Credit Analyst with experience in financial modeling and fundraising for real estate projects. The candidate will play a key role in supporting project financing efforts, preparing detailed financial models, analyzing project viability, and coordinating with financial institutions and investors for funding proposals.

Key Responsibilities

  • Financial Modeling: Develop and maintain detailed Excel-based financial models for real estate projects, including projections for revenue, costs, cash flows, IRR, and ROI.
  • Credit Analysis: Analyze creditworthiness of the company and its projects, including financial ratios, debt servicing capacity, and risk assessment.
  • Fundraising Support: Prepare information memorandums (IMs), investor pitch decks, project teasers, and loan proposals for banks, NBFCs, and private investors.
  • Liaison with Lenders: Coordinate with banks, NBFCs, rating agencies, and investment partners to support due diligence, documentation, and disbursements.
  • Project Evaluation: Conduct feasibility analysis and sensitivity testing on real estate projects to support decision-making for new launches or acquisitions.
  • Market Research: Track industry trends, benchmark financing structures, and stay updated on lending terms and real estate sector funding activity.
  • MIS & Reporting: Prepare regular reports and dashboards on fundraising status, project financials, and loan covenants compliance.

Requirements

  • Bachelor's or Master's degree in Finance, Accounting, Economics, or related field (CA/MBA Finance preferred).
  • 3 to 5 years of relevant experience in financial modeling, project finance, or credit analysis, preferably in the real estate or infrastructure sector.
  • Strong command of Excel, financial statements, and project finance concepts.
  • Experience with debt/equity fundraising documentation is a plus.
  • Excellent analytical, communication, and presentation skills.
  • Ability to work independently and manage multiple tasks in a fast-paced environment.

Job Type: Full-time

Benefits:

  • Health insurance
  • Provident Fund

Work Location: In person

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