Credit Analyst
5 days ago
Credit Analyst (ARM) - Mid & Large Corporate
Role & responsibilities
- Performing credit appraisal of clients and analyzing factors such as income growth, market share, risks associated with business, industry, balance sheet analysis etc., across sectors.
- Liaison with Credit Risk, Compliance to get the credit memo approved internally
- Loan disbursement & documentation function including liaison with legal, compliance, other teams.
- Supporting RMs in maintaining credit hygiene of their portfolios by tracking principal/interest payments, LC/BG maturities/expiry and following up with the customers/other internal departments.
- Handling various CAD covenant and Early Warning Signal meetings with appropriate responses for each observations and minimising client's covenants overdue. Ensuring overall portfolio hygiene.
- Assisting Senior Relationship Managers on new clients meetings, internal presentations and MISs.
- Handling various legal, compliance, audit observations aspects of the proposals.
- Handling transaction activities w.r.t. account opening, FD placement, etc.
- Creating and developing client relationships that results in tangible results.
- Proactively understanding & assisting RMs/ SRMs in preparation of business/account plans, target client identification.
- Regularly interacting with clients, external rating analysts and maintaining call reports
- Avoiding NCL and increasing balance sheet velocity
- Analyzing quarterly financial performance, stock statements, stock audit reports and highlighting trends and deviations
If this excites you do send us the following at email address
Your Updated CV in Word format
Current Monthly Gross Salary
Expected Salary
Notice Period
Internal HR Designation
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