Credit Manager-Relationship Banking GROUP-Credit

4 days ago


Jaipur, Rajasthan, India Kotak Life Insurance Full time ₹ 9,00,000 - ₹ 12,00,000 per year

About The Role  

Credit Manager-RELATIONSHIP BANKING GROUP-Credit

JOB DESCRIPTION

Role 

Credit Appraisal

Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities

Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training

Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation

Stock on HireIncrease in volume of business

Ensure that SOH increases(pl confirm if this applies to CM role )

NPA trend

Analyze the NPA trend like area, industry, sector etc.

Interact with Customers & understand the business and regularly monitor delinquencies / infants.

Infant loan which is less than 12 months NPA

Ensure qualitative portfolio


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