Policy Manager

4 days ago


Mumbai, Maharashtra, India Amogh Software Solutions Full time ₹ 15,00,000 - ₹ 20,00,000 per year

Roles & Responsibilities:

  • Responsible for policy formulation for Retail Asset products like PL, BL, HL, Mortgage, CV Loan, Consumer Durable Loan.
  • Facilitate regular asset quality reviews with provision of analytics insights to identify risks/ opportunities and recommend relevant actions
  • Ensure program risk acceptance criteria are reviewed regularly, with timely updates for proactive adaptation to changes in legal /regulatory requirements, business strategies, market environment or portfolio performance
  • Assist in building strong controls to mitigate risks across all spectrums (Onboarding, Credit, Operations, Fraud, Reputation)
  • Foresee portfolio direction, loss estimates and how to control the same
  • Monitor portfolio delinquencies at a micro level - identification of segments, locations and profiles which are delinquent
  • Ability to shape the risk appetite of the product in line with growth objectives and Risk Appetite framework of the bank alongside risk based pricing
  • Facilitate implementation of technological interventions like scorecards, digital journeys and automation to the streamline processes
  • Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high quality customer service
  • Leverage in-house synergies through collaboration with internal stakeholders
  • Attract and retain best-in-class talent for key roles in their reporting structure

If this excites you, do send us the following at the email:

  • Your Updated CV in Word format
  • Current Annual Fixed Salary
  • Expected Annual Fixed Salary
  • Notice Period
  • Internal HR Designation

If you are not looking for a change, relevant references are welcome.



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