Policy Risk Manager

4 days ago

Mumbai, Maharashtra, India beBeeRisk Full time ₹ 15,00,000 - ₹ 20,00,000

Risk Policy Specialist Role

This is a detail-oriented and analytical professional position that focuses on policy development, portfolio analytics, and risk management for lending products. The ideal candidate has experience in the financial industry and strong analytical skills.

Key Responsibilities:

  • Develop and refine risk policies across the customer lifecycle (onboarding, underwriting, collections)
  • Analyze credit performance trends and provide actionable insights to inform business decisions
  • Collaborate with data science, product, and business teams to monitor risk strategies and optimize portfolio performance
  • Monitor key performance indicators (KPIs), approval rates, delinquency, and non-performing assets (NPAs) trends
  • Design and implement dashboards, run A/B tests, and automate management information system (MIS) reports to improve decision-making
  • Ensure compliance with internal risk guidelines and regulatory standards to mitigate risk and ensure regulatory adherence

Required Skills and Qualifications:

  • 3–5 years experience in risk policy or analytics in the financial industry
  • Strong analytical skills with SQL, Excel, and data visualization tools (Tableau / Power BI)
  • Exposure to consumer lending / personal loans preferred
  • Understanding of credit bureau data (CIBIL, Experian)
  • Bachelor's degree in Engineering, Mathematics, Statistics (MBA preferred)

Preferred Skills:

  • Knowledge of scorecard development and credit risk modeling
  • Experience with alternate data sources and digital underwriting
  • Understanding of regulatory compliance for digital lending

We Offer:

  • A dynamic and supportive work environment
  • Ongoing training and professional development opportunities
  • A competitive salary and benefits package

About This Position:

  • This role is responsible for developing and refining risk policies across the customer lifecycle
  • The ideal candidate will have experience in the financial industry and strong analytical skills
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