Manager - Current Account

1 week ago

Belgaum Bengaluru Chennai, India Ujjivan Small Finance Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per year

Job Purpose:

The Manager Current Account is responsible for acquisition, relationship management, and portfolio growth of Current Account customers. The role focuses on driving CASA (Current Account & Savings Account) balances, ensuring high-quality client onboarding, cross-selling banking products, and delivering superior service to business customers.

Key Responsibilities:

1. Acquisition & Business Development

  • Acquire new Current Account customers through direct sourcing, referrals, and market networking.
  • Drive CASA growth by generating leads and converting them into active relationships.
  • Target SMEs, corporates, traders, and professionals for Current Account propositions.

2. Relationship Management

  • Build and maintain strong relationships with existing Current Account holders.
  • Conduct regular client interactions to understand banking needs and offer solutions.
  • Enhance customer engagement by cross-selling relevant products (payment solutions, trade finance, forex, loans, digital platforms, etc.).

3. Revenue Generation

  • Achieve assigned CASA and fee income targets.
  • Deepen wallet share of existing customers by increasing product penetration.
  • Monitor and reduce dormant/inactive accounts by reactivation strategies.

4. Compliance & Governance

  • Ensure adherence to KYC/AML guidelines during customer onboarding and servicing.
  • Maintain accuracy in documentation and account opening formalities.
  • Follow all internal policies and regulatory requirements.

5. Market Intelligence & Team Collaboration

  • Stay updated on competitor offerings and market trends.
  • Work closely with branch teams, product teams, and operations for seamless execution.
  • Provide inputs to develop effective CA acquisition campaigns.

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