Credit Officer

2 weeks ago


Faridabad, Haryana, India Bridgexcel innovations pvt ltd Full time ₹ 20,00,000 - ₹ 50,00,000 per year

Job Title: Credit / Underwriting / Sanction Executive (Fintech Domain)

Experience: 1–3 Years

Qualification: B.Com or equivalent (Commerce background preferred)

Key Responsibilities:

  • Evaluate loan applications as per company's credit policy and make quick, accurate underwriting decisions.
  • Perform KYC verification (PAN, Aadhaar, etc.), bank statement analysis, and CIBIL report assessment.
  • Detect and prevent fraudulent activities using data and document verification tools.
  • Manage loan disbursement process independently — verify cases and collect customer documents as required.
  • Support in customer pitching and product explanation when needed.
  • Work closely with the team to maximize collections and minimize defaults.

Preferred Profile:

  • Prior experience in Fintech NBFC / Banking Fintech (especially Payday Loan segment).
  • Strong analytical and decision-making skills.
  • Knowledge of credit underwriting, KYC norms, and fraud detection tools.

Job Type: Full-time

Pay: ₹400, ₹500,000.00 per year

Work Location: In person



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