Credit Officer
1 week ago
Job Title: Credit / Underwriting / Sanction Executive (Fintech Domain)
Experience: 1–3 Years
Qualification: B.Com or equivalent (Commerce background preferred)
Key Responsibilities:
- Evaluate loan applications as per company's credit policy and make quick, accurate underwriting decisions.
- Perform KYC verification (PAN, Aadhaar, etc.), bank statement analysis, and CIBIL report assessment.
- Detect and prevent fraudulent activities using data and document verification tools.
- Manage loan disbursement process independently — verify cases and collect customer documents as required.
- Support in customer pitching and product explanation when needed.
- Work closely with the team to maximize collections and minimize defaults.
Preferred Profile:
- Prior experience in Fintech NBFC / Banking Fintech (especially Payday Loan segment).
- Strong analytical and decision-making skills.
- Knowledge of credit underwriting, KYC norms, and fraud detection tools.
Job Type: Full-time
Pay: ₹400, ₹500,000.00 per year
Work Location: In person
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