Product Manager

2 days ago

Bengaluru, Karnataka, India Cashfree Payments Full time

Job Description

We are looking to hire an experienced Product Manager with strong expertise in credit card processing and payment systems. The ideal candidate will have hands-on experience building and managing products across the card payments ecosystem, working closely with engineering, business, and external partners.

Key Responsibilities

  • Own the end-to-end product lifecycle for credit card processing solutions, including authorization, settlement, reconciliation, chargebacks, and compliance.
  • Define product vision, roadmap, and requirements based on business goals and customer needs.
  • Work closely with engineering teams to translate requirements into scalable, reliable payment solutions.
  • Collaborate with stakeholders such as banks, networks (Visa/Mastercard/RuPay), gateways, and internal risk/compliance teams.
  • Ensure adherence to PCI-DSS, regulatory, and security standards.
  • Analyze transaction data, failure rates, and user behavior to drive product improvements.
  • Manage integrations with card networks, issuers, acquirers, and third-party vendors.
  • Drive continuous improvement in authorization rates, latency, and overall payment success metrics.

Required Skills & Experience

  • 3+ years of experience as a Product Manager, preferably in payments or fintech.
  • Strong domain expertise in credit card processing (end-to-end card flows).
  • Hands-on experience with card networks, payment gateways, and acquiring banks.
  • Solid understanding of payment APIs, transaction flows, retries, chargebacks, refunds, and settlements.
  • Experience working with cross-functional teams (engineering, compliance, risk, operations).
  • Strong analytical and problem-solving skills.
  • Excellent communication and stakeholder management skills.

Good to Have

  • Experience in fintech, payments, or banking products.
  • Exposure to international card processing and cross-border payments.
  • Experience working in a high-scale transaction environment.

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