Manager - Legal

You can become a part of
…

… a truly aspirational brand, one of India's fastest growing fintech companies that offers a range of financial services & products for merchants, kirana store owners and end consumers. Valued at over $2.8 Bn within a short span of 3+ years, we focus on empowering small business owners and retailers with business ranging from QR & PoS payments to easy loans to high-yield investment products which in turn enables them to grow and transform. On the consumer side, we run two aspirational brands – BharatPe (UPI app) and Invest BharatPe (facilitating Digital Gold & Fixed Deposit investment). We understand that business and culture are two sides of the same coin. So, alongside business, we are equally focused on building a culture where employees succeed unconditionally.

We believe we are in an ever-evolving space with immense opportunity to build for Bharat Our people will enable this journey with their ideas, innovations, capabilities and execution rigor as we design and scale our systems and processes. You might feel overwhelmed and challenged but remember every
challenge is an opportunity

We value diversity, where we encourage different points of view, ways of thinking, new capabilities to strengthen and improve the lives of our customers. And that is not all, we have a lot of fun while we explore new ideas, solve real problems, collaborate, connect — and we do it all together.

Connect with us over social media, coffee, or call. We promise to excite you with an opportunity that will
"change the game"

Responsibilities will include
…

1. Functional Expertise

• Product structuring of fintech products
• Provide legal advice and support to the business/product on a broad range of legal issues pertaining to fintech products such as UPI, PPI, BBPS, Digital lending, co-branded cards, etc.
• Contract Review and Negotiation:
  Work on Drafting, reviewing, and negotiating agreements pertaining to (a) product partnership such as acquiring banks, payment processors, UPI Payout providers, Internet banking services, (b) lenders for digital lending partnerships (c) and other vendors providing technology solutions such digital KYC solutions, digital signing, NACH, etc. (d)
  general service contracts for procurement of different services by the company
• Regulatory Compliance:
  Assist in compliance with RBI regulatory frameworks, payment regulations, the Payment and Settlement Systems Act, 2007, Guidelines on Payment Aggregator and Payment Gateways 2020, Guidelines on Digital Lending 2025, PPI Master Directions, KYC Master Directions, NPCI Guidelines for UPI, BBPS etc.
• Regulatory Updates-
  Stay updated on changes in laws and regulations related to the fintech sector such as digital lending guidelines, payment aggregators, UPI, BBPS , PPI etc. Advise internal teams on regulatory developments and ensure proactive compliance.
• Policy & Process Development:
  Periodically review, update, and implement internal policies, procedures, and guidelines related to contract management and other legal functions to ensure alignment with applicable laws and best practices.

2. Problem Solving

• Risk Identification & Mitigation-
  Identify potential legal risks and develop actionable strategies to mitigate them. Balance legal risk with business objectives to provide practical, solutions-oriented guidance.
• Compliance Challenges:
  Address complex compliance requirements in a dynamic regulatory environment, especially within the fintech and financial services space.

3. Interaction

• Cross-Functional Collaboration:
  Partner with teams across product, engineering, compliance, finance, and other functions to align legal advice with business strategy. Ensure legal risks are clearly communicated and effectively managed.
• Stakeholder Communication:
  Act as a legal liaison for internal stakeholders by translating complex legal concepts into clear, actionable advice tailored to each function's needs.

To succeed in the role
…

Qualifications

• Law Graduate from a recognized university.
• 5-7 years post-qualification experience in a law firm or corporate legal department with experience in fintech and banking.

Skills, experiences & behaviors

• Bachelor's degree in Law from a recognized university.
• A minimum of 4-6 years of relevant experience as a lawyer, with a particular focus on fintech and/or financial services.
• Strong analytical and problem-solving abilities.
• Exceptional attention to detail and effective communication skills
• Extensive knowledge of the relevant laws and regulations in India related to fintech, including the Information Technology Act, 2000, Payment and Settlement Systems Act, 2007, NPCI and Reserve Bank of India regulations such as Digital Lending Directions, 2025, Master Directions of RBI – Know Your Customer 2016, Payment aggregation, Credit Card regulations, Prepaid Instruments, NBFC regulations and related compliances etc.;
• Proven experience in negotiating and drafting contracts, including vendor agreements, customer agreements, and technology licensing agreements.
• Demonstrated ability to work collaboratively with cross-functional teams, including business teams, technology teams, and compliance teams.