Credit Compliance-Retail Assets-Bkc
4 days ago
Job Description:
The key responsibilities would include the following:
- Reviewing select credit proposals which goes into Credit Committee (Level E2) and bringing out any regulatory inconsistencies.
- Reviewing credit related Policies, processes and notes. It involves giving feedbacks and advice to ensure the bank processes are comprehensive and compliant with regulatory guidelines.
- Supporting business/credit function of the bank by giving advisory on all credit and lending related matters from Compliance Perspective.
- Advising Credit monitoring team on various matters including CRILC reporting, LDS, Regulatory Returns etc.. including EWS parameters
- Advising Fraud Monitoring Group including RFA and Fraud Reporting
- Carrying out testing and monitoring of regulatory risk areas of credit to ensure compliance with RBI guidelines.
- Getting involved in implementation of new circular at Bank level on all credit and lending related matters.
- Assisting the team during the time of RBI Audit by co-ordinating and collaborating with stakeholders to provide information and details requested by RBI.
- Resolving the points raised by RBI in inspection reports including conducting root cause analysis for regulatory violations.
Engage with regulators as and when required, to obtain clarity on the regulations
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