Credit Analyst
4 days ago
Credit Analyst Job Responsibilities:
- Calls and Gathers and analyzes loan applicants' financial data to evaluate risk.
- Assesses creditworthiness of individuals, companies, and institutions.
- Collaborates with other financial experts to approve or deny loans.
- Makes recommendations about whether to increase, adjust, extend, or close lines of credit.
- Analyzes data to verify information and uncover fraud.
- Authors SOP documents
- Communicates credit decisions and policies to fellow employees and credit applicants.
- Attention to detail
- Analytical and critical thinking skills
- Quantitative skills
- Strong time management and multitasking skills
- Strong communication skills
- Project management
- Ability to research financial topics and present accessible reports on that research to colleagues with differing areas of expertise
- Adept at high-stakes decision making and negotiation
- Strong interpersonal and customer service skills, including the ability to form and maintain client and business relationships
Education, Experience,
- Bachelor's degree in business, accounting, economics, or finance, master's degree a plus
- MBA / BCOM (H) / MCOM preferred
- Experience using spreadsheet software
- Basic understanding of accounting,
Job Type: Full-time
Pay: ₹10, ₹33,319.68 per month
Benefits:
- Cell phone reimbursement
- Paid sick time
- Provident Fund
Work Location: In person
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