Payments BA

3 days ago


Noida, Uttar Pradesh, India NTT DATA, Inc. Full time ₹ 15,00,000 - ₹ 25,00,000 per year

Summary of Role :

We are seeking a highly skilled techno-functional Business analyst who has worked on Payments domain. The ideal candidate will have extensive knowledge of banking systems and a proven track record in engaging with Stakeholder across the various stages of the Project Lifecycle to understand requirements, participate in user story grooming session, work with various teams to ensure technical delivery of the requirements.

What you will do:

  • Act as a liaison between business, IT and QA teams to ensure alignment on requirements and technical deliverables.
  • Interacting with functional BAs, product SMEs, QAs, engineering teams and solution architects to provide walk through of the requirements, understand technical dependencies and work with them to deliver the solutions.
  • Provide content leadership in working with the clients in defining solutions to their business requirements.
  • Interacting with business stakeholders for requirements gathering, analysis, documentation etc.
  • Work with the delivery / implementation teams to provide domain inputs and to ensure delivery and implementation of the proposed solution.
  • Interacting with the technical team to ensure that the requirements are clear and well understood.
  • Translating business requirement document into technical specifications and analyze payment-related requirements.
  • Oversee or participate in UAT and resolve technical issues during development and post-implementation.
  • 6-15 years of Industry experience, having worked in Tier-1 IT organizations in BFSI domain with a focus on Payments Domain experience in Low and High Value Payments, Cross Border Payments and key regulations & associated IT impacts, affecting the Payments market, such as Single Euro Payments Area (SEPA), Instant Payments, Payment Services Directive, Open Banking etc.

Required Skillset

Domain Expertise:

  • Must have in-depth solutioning experience in Banking Domain with focus on payments.
  • Good to have the ability to read and understand regulatory changes such as SWIFT / SEPA rulebooks and understand requirements.

Technical Skills:

  • Should have the ability to understand As-is and gather requirements.
  • Knowledge of payment system and technologies (ISO 20022, EMV, tokenization)
  • Familiarity with Database, scripting, Microservice architecture.

Analytical Skill:

  • Proficiency in analyzing complex workflow and proposing scalable solution
  • Experience with tools like JIRA, Confluence etc.

Soft Skills:

  • Excellent communication and stakeholder management
  • Strong problem solving and critical thinking skills.
  • ability to work independently and as part of team
  • Well versed in documentation skills such as flow diagrams, procedures and manuals.

Educational Requirements

  • Bachelors degree in computer science, Information Technology or related field.
  • MBA or M.Tech would be a plus.

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