Manager / Senior Manager - Commercial Real Estate (CRE)

Candidate expectation:

• Candidate must have 10+ years of experience in commercial real estate lending (Credit Ops, etc.); Should possess good financial data information skills and having specialized knowledge of asset finance, working capital loans, commercial lending, front line, back-office operations
• Regular Engagement with Key client connect and ensuring Customer Satisfaction.

Qualifications: Chartered Accountant/ MBA/ Bachelor's degree in Finance, Accounting or Economics

Key Roles & Responsibilities:

• Evaluating all financial statements, identifying recurring and non-recurring income/expenses, differentiating between capital expenditure and operating expenses, and understanding cash and accrual methodologies Analyzing rent rolls and financial modelling.
• Abstracting and understanding leases and loan documents.
• Evaluating reimbursement structures Reviewing and analyzing tenant searches.
• Reviewing third party appraisal, engineering and environmental reports Writing and reviewing all aspects of the credit memorandum and/or asset summary report Applying a critical eye at each phase of the process and reporting any anomalies to the client Assure Annual Reviews, Problem Loan Reports and obligor risk ratings of assigned portfolio are done within prescribed timelines.
• Interact regularly with onshore stakeholders on deliverables and timelines and deliver as per expectations.
• Perform ongoing monitoring of client credit quality to identify a possible deterioration of credit quality including monitoring covenants and watch list triggers.
• Ensure compliance with all applicable regulatory requirements and credit policies for the portfolios assigned.
• Be proactive to take up adhoc and complex assignments while not impacting other scheduled tasks.
• Responsible for setting up teams, smooth transition and knowledge transfer, regular client management Regular Engagement with Key client connect and ensuring Customer Satisfaction
• Should have managed workflow to execute the tasks within stipulated time with accurate results; Good coordination, data management skills
• Participate in Process excellence / re-engineering initiatives
• Regular Engagement with Client stakeholders Partnering with the client to ensure smooth knowledge transfer
• Partnering with the client to ensure various statutory / regulatory requirements are adhered
• Strong financial analytical skills and understanding of accounting (local GAAP and IFRS), legal, and regulatory issues governing relevant sectors
• Good understanding of various legal agreements (term sheet, Credit Agreement, ISDA & CSA, GMRA, GMSLA, SBLC agreement) and ability to assess credit terms and conditions, including financial covenants, security and collateral
• Knowledge of capital markets / traded products, commercial financing facilities and investment banking products
• Strong writing skills particularly assessing and summarizing financial transactions (credit requests, covenant waivers, etc.) and making a recommendation
• Ability to prepare financial models / forecasts for various scenarios
• Ability to complete work with minimal or no supervision and accommodate shifting priorities
• Develop and implement efficient and standardized workflows within his team as well as various points of hand offs.
• Demonstrated success driving organizational change with a track record of innovation. Superior execution skills with attention to detail and focus on clear, realistic action steps and timelines.
• Excellent oral and written communication skills.
• Ability to work effectively in the face of ambiguity, shifting priorities and multiple deadlines.
• Ability to plan for projects and initiatives by identifying risks and assumptions.
• Strategic thinking skills and a focus on bottom-line results.
• Strong PC skills (Microsoft Office).
• Flexible to work in US shifts .

Contact Person - Supraja

Email -