Sales Officer-LAP

3 days ago

Cochin, Kerala, India MALANKARA MULTI STATE COOPERATIVE CREDIT SOCIETY LIMITED Full time ₹ 1,80,000 per year

Duties

i) Should report in station branch before commencement of business hours

ii) If any appointment fixed with client or BC or for site verification in morning time, prior permission should be collected from department head. It should be properly followed in evening time too.

iii) Conduct all marketing activities for self-lead sourcing like notice postering and distribution, database collection, tele calling, construction activities, Business activities. Etc

iv) Creating, follow up and train Business correspondents and do needful for maintaining good relationship with them.

v) Maintaining good relationship with MMSCCS staff, train them and inform them about timely product updates

vi) Source the leads through iii,iv & v steps and contact the customer.

vii) Analyse the customer if it is possible to give MMSCCS lap and personal loan products through simple communications

viii) Collect Kyc and other basic document to ensure eligibility and road accessibility in property loan

ix) Check the credit bureau score through Back office or Branch

x) Inform customer if it is possible to sanction loan or not and if possible, do the needful to arrange documents as per check list. It is better to collect the documents of Property loan by physical verification of property and income source.

xi) Submit the collected documents with checklist along with sales officer's required reports through Branch manager.

xii) Ensure and follow up FI, Valuation and legal etc for timely submission. (In property loan)

xiii) Do necessary arrangement to transfer legal and valuation fee to MMSCCS bank account in mortgage loan.

xiv) Do needful to collect any additional documents or queries raised by sanctioning authorities.

xv) After sanction, inform the sanction conditions to customer and arrange for disbursement procedures. If necessary, it may be required to collect signature from customer/guarantor available places.

xvi) In mortgage loan, the original documents (tittle deed and other revenue documents) have to be collected from customer available places

xvii) Give maximum support to customer from document collection time to the time for disbursement

xviii) Do needful for registering agreement for deposit of tittle deeds in concerned Registrar office in Big Lap FILES.

xix) Maintain good relationship with customer and family members as part of after sales service and ensure timely repayment.

xx) Prepare and submit daily/weekly/monthly reports as instructed by Department Heads and also achieve allocated targets

xxi) Do any additional duties instructed by department Heads from time to time.

Other Responsibilities

i) Maintain proper dress code and wear ID card in office time

ii) Keep good attendance report and proper marking in movement register

iii) Maintain the official Mob number available at all times

iv) Keep the company provided infrastructure neatly

v) Give timely feedback to leads and lead generated sources

vi) Submit all the document from customers without chances of loss

vii) Prepare and submit Daily activity report (DAR) to product Head.

viii) Represent company in meetings, training, documentation, agreement registration

ix) Maintain good relationship with customers and Bc for business, Emi collection and also for avoiding complaints.

Job Types: Full-time, Permanent

Pay: ₹18, ₹25,000.00 per month

Benefits:

  • Cell phone reimbursement
  • Health insurance
  • Provident Fund

Work Location: In person

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