Team Member-SUPPORT SERVICES-Credit Industry Research

5 days ago

Mumbai, Maharashtra, India Kotak Mahindra Bank Full time ₹ 14,40,000 - ₹ 18,00,000 per year

Grade

M3/M4/M5

Role

Team Member - Credit Risk Analyst

Department

Risk Management

Reporting Relationship

Team Lead – Credit Risk

Location

Mumbai

Role Requirements

  • Credit Risk Analytics and Modelling – Analyse, model, validate and document various measures of Credit Risk for use in Expected Credit Loss and Capital computations.
  • Hands-on experience in building, implementing, documenting, monitoring, validating, refining models and scorecards – in particular for PD, LGD, EAD and related Credit Risk metrics - using statistical methods and / or expert judgement based techniques.
  • In depth understanding of the techniques and functional insights that drive Credit Risk models and the experience of having used modelled output in computing Expected Credit Loss (ECL) under Ind AS, Credit Risk Capital under Internal Ratings based approaches, Economic Capital and having taken these measures through the scrutiny of auditors and regulators. This is the main requirement of the role and the individual should have a good knowledge of this function.

  • Derive insights from data and effectively communicate these insights to Risk, Credit and Business teams. Develop Risk Dashboards and analytical reports for Senior Management.

  • Preparing and submitting reports to the regulator and / or senior management on a periodic and adhoc basis. The job-holder will be responsible for computing and reporting ECL and related metrics on an on-going basis.

  • Ability to work with (gather, consolidate, prepare, summarise) large data sets on a routine basis with an eye for detail and flair for numbers. Data cleansing and preparation for use in model building.

  • Ensure reliability, integrity and consistency of reported and underlying data

Pre-Requisites

  • About 4 to 8 years of experience in a Bank, NBFC, Consulting Firm, Rating Agency in the areas of working PD, LGD, ECL, EAD. Exposure to risk reporting or financial reporting would be an advantage.

  • Degree in statistics, mathematics or econometrics (or equivalent professional qualifications) with hands-on experience in statistical model development, implementation, validation would be an advantage.

  • Experience and expertise in using any one or more among Python / SAS / R. Intermediate level SQL skills will be useful.

  • Strong experience in areas like delinquency or loan loss forecasting, expected credit losses capital computation under advanced approaches.

  • Above average to advanced excel skills

Experience in projects involving automation / data consolidation in the areas of risk or financial reporting would be an advantage

Skills and Knowledge

  • CA or MBA with FRM preferred
  • Understanding analysis of various types of credits
  • Proven management and supervisory skills
  • Excellent interpersonal skills, verbal/written communication skills and strong project management skills
  • Above average to advanced excel skills
  • Experience in working with Python, SQL or SAS would be an added advantage.

  • Team Member-Support Services-Credit Industry Research

    5 days ago

    Mumbai, Maharashtra, India Kotak Life Insurance Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    About The Role   Kotak Mahindra Bank looking to hire Team Member-Credit RiskLocationBKC, Mumbai"¢ Credit Risk Analytics and Modelling Analyse, model, validate and document various measures of Credit Risk for use in Expected Credit Loss and Capital computations.- Hands-on experience in building, implementing, documenting, monitoring, validating, refining...

  • Team Member-Support Services-Credit

    5 days ago

    Mumbai, Maharashtra, India Kotak Life Insurance Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    About The Role   About The Role Job Title Credit Analyst  Level  M5 / M6  Division  Commercial Real Estate  Company  KMBL  No of positions  1  Location  Mumbai   Reporting to  To be decided  Reportee  None   Job Role Credit Analysis: - Preliminary screening of commercial real estate financing transactions and structuring- Interaction...

  • Credit Card Risk Team Member

    3 days ago

    Mumbai, Maharashtra, India Kotak Mahindra Bank Full time ₹ 6,00,000 - ₹ 12,00,000 per year

    Team Member - Credit-CREDIT CARD-Risk Job Role:To screening and evaluate customer proposals credit cards under various programs as per Cards Credit policy under various programs & KYC guidelines. Analyzing financials and evaluating customer credit worthiness for approving or rejecting credit card applications. Maintaining and processing cases under...

  • Credit Research Analyst

    5 days ago

    Mumbai, Maharashtra, India Perfios Software Solutions Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Credit Research Analyst will play a key role in enriching Perfios data-driven credit assessment capabilities by identifying, collecting, and analyzing financial and regulatory data from public sources. You will be responsible for discovering insights and patterns within diverse datasets, defining methodologies for credit evaluation, and collaborating closely...

  • Team Member-Support Services-Credit Administration Dept

    5 days ago

    Mumbai, Maharashtra, India Kotak Life Insurance Full time ₹ 5,00,000 - ₹ 10,00,000 per year

    About The Role   Deferral tracking / reporting Timely submission of Deferrral reports -PDF pending are a critical risk to the bank and the PDF report is circulated to the all the business and credit teams including the top management on monthly basis. This is further circulated with a synoptic summary for the top management information. 1. Monthly...

  • Chief Credit Officer

    5 days ago

    Mumbai, Maharashtra, India SME CREDIT CHECK PVT. LTD. Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Role Overview:SME Credit Check is seeking an experienced and strategic Chief Credit Officer to lead our credit risk management, policy development, and credit operations. The ideal candidate will have a strong background in assessing credit risk, managing lending portfolios, and ensuring regulatory compliance to support our SME-focused credit services.Key...

  • Senior Credit Research Analyst

    5 days ago

    Mumbai, Maharashtra, India ValueAdd Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    COMPANY DESCRIPTION: ValueAdd Research and Analytics Solutions (ValueAdd) is a growing research and analytics solutions provider. We offer capital markets research, and business strategy and consulting research solutions to global clients including buy-side and sell-side firms, banks and financial institutions, corporations, consulting firms, and private...

  • Manager-Credit Research

    1 week ago

    Navi Mumbai, Maharashtra, India Sutherland Full time ₹ 1,20,000 - ₹ 1,50,000 per year

    Description:Sutherland is looking for candidates to join its Credit Research team in the High Yield space. As part of the team, the candidate will work with global asset managers and alternative investment firms to maximize the return potential of high yield investments while also collaborating with the larger Credit Research teamThe role is a blend of Team...

  • Risk Team Member

    24 hours ago

    Mumbai, Maharashtra, India Kotak Mahindra Bank Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Team Member-Risk-HOUSING FINANCE-Risk Job Purpose: To manage credit risk across the Housing Finance portfolio by ensuring robust underwriting, portfolio analytics, early warning detection, and policy compliance. The role involved risk evaluation of home loan proposals, driving risk-adjusted growth, and supporting regulatory and internal audits. ...

  • Associate/Senior Associate

    3 weeks ago

    Mumbai, Maharashtra, India, Maharashtra Linedata Full time

    Office Location: Mumbai, VikhroliShift Timing: UK Shift (12 pm to 9 pm)THE ROLEYou will join a team that directly caters to the front offices of global asset managers. As a Senior Associate in Linedataʼs Research team, you will work closely with Portfolio Managers and Senior Research Professionals. You will be responsible for providing fundamental research...