Loan Against Property Sales Manager

2 weeks ago

Jaipur, Rajasthan, India AASAANJOBS PRIVATE LIMITED Full time ₹ 25,000 per year

Loan Against Property (LAP) Executive Jaipur

Job Type: Full-Time

Salary: Competitive (Based on Experience) + Attractive Incentives

Take Home Salary: Up to 25,000 (Depending on Interview)

Job Location: Jaipur

Working Hours: 9 Hours

Shift: General

Interview Mode: Face to Face

Job Description

We are hiring a dynamic and motivated Loan Against Property (LAP) Executive to join our team in Jaipur. The ideal candidate will be passionate about sales and customer service, with experience in secured loan products such as LAP or home loans.

Key Responsibilities

  • Generate leads through field visits, references, and tele-calling for Loan Against Property
  • Meet clients to understand their financial needs and loan eligibility
  • Assess property documents and coordinate with banks/NBFCs for loan processing and disbursement
  • Guide customers regarding interest rates, EMI, tenure, and documentation
  • Maintain regular follow-ups with clients and banks for smooth processing
  • Achieve monthly targets and maintain strong customer relationships
  • Prepare and maintain MIS reports and daily activity logs

Candidate Requirements

  • Experience: 6 months to 3 years in LAP, home loan, or secured loan sales
  • Education: Graduation preferred
  • Skills: Excellent communication, negotiation, and interpersonal skills
  • Local area knowledge of Jaipur is a must
  • Must have a two-wheeler and a smartphone
  • Comfortable with field work and client visits

Perks & Benefits

  • Fixed salary with attractive incentives
  • Career growth opportunities in the BFSI sector
  • On-the-job learning and exposure to loan processing with leading banks/NBFCs

Core Skills for LAP Executives

  1. Sales & Business Development

  2. Lead generation (field visits, referrals, telecalling)

  3. Client acquisition & relationship building
  4. Cross-selling and up-selling financial products

  5. Target-oriented approach

  6. Loan Product Knowledge

  7. Deep understanding of Loan Against Property, Home Loans, Mortgage Loans

  8. Knowledge of bank/NBFC processes, eligibility criteria, and documentation

  9. Understanding of secured lending regulations

  10. Credit & Risk Assessment

  11. Assessing income documents and repayment ability

  12. Basic knowledge of credit score/CIBIL

  13. Risk profiling and property valuation basics

  14. Documentation & Compliance

  15. Handling of property papers, legal reports, and technical evaluations

  16. Coordination with banks/NBFCs for file login, sanction, and disbursement

  17. Understanding of KYC, regulatory norms, and loan agreements

  18. Communication & Negotiation

  19. Strong verbal and written communication (Hindi & English)

  20. Negotiation with clients for rates, terms, and conditions

  21. Liaising with banks, clients, and internal teams

  22. Market & Local Knowledge

  23. Understanding of real estate market in the local area (e.g., Jaipur)

  24. Network of builders, brokers, and agents

  25. Tech & Reporting

  26. Proficiency in basic tools: MS Excel, CRM software

  27. Maintaining MIS reports and follow-ups
  28. Using smartphone apps/tools for on-field updatesRole & responsibilities

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