Risk, Policy
2 weeks ago
Key Responsibilities
- Assist in drafting, refining, and implementing lending policies for Unsecured Business Loans
- Work closely with Sales, Credit, Collections, Product, IT, Operations, and Compliance to ensure policy alignment and seamless cross-team execution.
- Identify and drive automation opportunities in credit and risk workflows to improve turnaround time and reduce manual effort.
- Support post-disbursal monitoring including exception tracking, delinquency review, and risk flagging.
- Contribute to policy governance: review current practices, research market trends, and recommend policy enhancements.
- Maintain well-organized policy documentation and support automated workflows for policy dissemination and training.
Eligibility Criteria
- CA cleared in the first attempt (Fresher)recently qualified.
- Strong analytical skills, attention to detail, and ability to document processes clearly.
- Basic understanding of lending products—specifically unsecured business loans and their risk considerations.
- Proficiency in MS Office—especially Excel, Word, and PowerPoint.
- Keen interest in process automation and willingness to learn new tools/systems.
- Excellent communication skills and ability to collaborate across multiple functions.
- Ownership mindset with adaptability and eagerness to contribute from day one.
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