Wholesale Credit Policy

18 hours ago


Navi Mumbai Mumbai City Mumbai, India Yes Bank Limited Full time

Job Description Wholesale Credit Policy - Risk Management Department: Risk Management Location: Mumbai (YBH) Education: Post-Graduate: Finance, MBA, or CA. Work Experience: 12 15 years. General description of role/ duties Wholesale Credit Policy Managing the Bank's Credit Risk Policies. Draft / Prepare and maintain the various policies of the Bank in accordance with RBI guidelines and best practices in Risk Management. Devise various frameworks based on Policy / RBI guidelines. Prepare and Maintain CAM's and Financial Spreads for Credit Underwriting Conducting Sectoral reviews and managing and monitoring sectoral limits Dashboards, Reports for the Top Management, Board, Risk Committees Keep abreast with regulatory guidelines and prepare analysis of the same for the Senior/Top Management as required. Functional Skills Strong proficiency in Excel, Word & Power-point. Strong understanding on Corporate Credit, Underwriting. Should have experience towards working in credit underwriting, credit risk management, risk monitoring, credit policies. Knowledge of major Risk Management Guidelines (Master circulars on Credit, Risk Management by RBI), Hands-on experience in working on credit proposals, policy drafting, Credit risk reviews. Non-Functional Skills Strong organizational, multitasking and prioritization skills. Attention to detail and ability to work independently. Ability to work with cross-functional teams. Strong written and verbal communication skills Strong interpersonal and relationship building skills; ability to work effectively with top and senior management, risk, and business units.



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