Team Member – Wholesale Credit Audit

8 hours ago

Mumbai, India NMD Placement Consultancy Pvt. Ltd. Full time

Job Description: Member/Sr. Team Member – Wholesale Credit AuditLocation: Mumbai Industry: BankingRole Overview:We’re looking for an experienced Internal Auditor to join our Wholesale and SME Lending Audit team. This individual contributor will be responsible for performing comprehensive audits, assessing risks, and ensuring compliance with regulatory and procedural requirements for the bank’s credit portfolio.Key Responsibilities:Conduct detailed credit audits for the Wholesale and SME banking, covering the entire lending lifecycle.Evaluate credit due diligence, documentation, post-sanction monitoring, and credit rating models.Audit credit assessments related to working capital loans, non-fund exposures, term loans, and project finance.Perform thematic reviews on credit-related areas, borrower credit ratings, loan provisioning, NPA classification, end user verification, early warning systems, and stressed assets.Identify gaps or weaknesses in credit risk evaluation, monitoring processes, and recommend corrective actions.Independently analyse financial data and spot inconsistencies or missing details in credit assessment notes.Ensure timely submission of regulatory data (e.g., RBI data, tranche III, etc.).Review audit checklists to ensure full coverage and accuracy.Highlight control lapses, revenue leakages, and suggest improvements to processes.Collaborate with stakeholders and auditees to discuss observations and finalise findings.Prepare and finalise audit reports in partnership with the team leader.Track open/pending audit issues, ensuring follow-up and resolution.Oversee concurrent audits, ensuring high-quality execution.Maintain and update audit documentation, ensuring it is in line with relevant systems and processes.Qualification and Experience: CA / MBA / Postgraduate Finance or related field with 4 to 12 years of relevant experience in credit audit for banks.Key Skills:In-depth knowledge of credit related RBI regulations and wholesale credit underwriting process.Effective communication and report drafting skillsStrong analytical and problem-solving abilitiesProficient in MS Word and ExcelAbility to plan, execute, and document audits efficientlyDeadline-oriented with strong organizational skillsBottom of Form

  • Team Member – Wholesale Credit Audit

    2 hours ago

    mumbai, India NMD Placement Consultancy Pvt. Ltd. Full time

    Job Description: Member/Sr. Team Member – Wholesale Credit AuditLocation: Mumbai Industry: BankingRole Overview:We’re looking for an experienced Internal Auditor to join our Wholesale and SME Lending Audit team. This individual contributor will be responsible for performing comprehensive audits, assessing risks, and ensuring compliance with regulatory...

  • Team Member – Wholesale Credit Audit

    4 hours ago

    Mumbai, India NMD Placement Consultancy Pvt. Ltd. Full time

    Job Description: Member/Sr. Team Member – Wholesale Credit Audit Location: Mumbai Industry: Banking Role Overview: We’re looking for an experienced Internal Auditor to join our Wholesale and SME Lending Audit team. This individual contributor will be responsible for performing comprehensive audits, assessing risks, and ensuring compliance with regulatory...

  • Team Member – Wholesale Credit Audit

    1 hour ago

    Mumbai, India NMD Placement Consultancy Pvt. Ltd. Full time

    Job Description: Member/Sr. Team Member – Wholesale Credit AuditLocation: MumbaiIndustry: BankingRole Overview:We’re looking for an experienced Internal Auditor to join our Wholesale and SME Lending Audit team. This individual contributor will be responsible for performing comprehensive audits, assessing risks, and ensuring compliance with regulatory and...

  • Credit Audit- Wholesale Banking- Mumbai

    6 days ago

    Mumbai, Maharashtra, India V Konnect Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Role & responsibilitiesResponsible for conducting independent review /audits of the Wholesale Banking portfolio to ensure the accuracy, compliance, and effectiveness of Credit Processes, risk management and loan documentation.Participate in audits of various businesses, processes and operations related to Wholesale Banking.The position will require in-depth...

  • Sr. Team Member

    3 days ago

    Mumbai, Maharashtra, India CSB Bank Limited Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Job Description: Member/Sr. Team Member – Wholesale Credit AuditRole Overview:We're looking for an experienced Internal Auditor to join our Wholesale and SME Lending Audit team. This individual contributor will be responsible for performing comprehensive audits, assessing risks, and ensuring compliance with regulatory and procedural requirements for the...

  • Credit Audit

    2 weeks ago

    Mumbai, India Skillventory Full time

    **Credit Audit - Wholesale, Retail, SME - For leading Bank**: - From 2 to 7 year(s) of experience - ₹ Not Disclosed by Recruiter - Mumbaior **Roles and Responsibilities** - Independently conduct Credit audits. - Participate in audits of various Businesses with particular emphasis on Product / Operations audits. - Assist in Planning, designing and...

  • Credit Audit

    5 days ago

    Mumbai City District, India Yes Bank Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Responsibilities/ Job DescriptionResponsible for conducting independent review /audits of the Wholesale Banking portfolio to ensure the accuracy, compliance, and effectiveness of Credit Processes, risk management and loan documentation.Participate in audits of various businesses, processes and operations related to Wholesale Banking.The position will require...

  • Wholesale Credit Risk

    5 days ago

    Mumbai, Maharashtra, India Citi Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Whether you're at the start of your career or looking to discover your next adventure, your story begins here.  At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks.  We're fully committed to supporting your growth and development from the start with extensive on-the-job training and...

  • AK Group

    2 weeks ago

    Mumbai, India A.K.Capital Services Ltd. Full time

    Company Profile:A. K Group, a financial conglomerate was founded by Mr. A.K Mittal with a vision to operate and develop the Indian debt capital markets which were in nascent stage. A. K Group over the period has emerged as one of the most trusted Bond Houses of India, aimed at providing the most competent solutions to its clients. Proficient at the Fixed...

  • Ia Team Member-support Services-internal Audit

    5 days ago

    Mumbai, India Kotak Mahindra Full time

    The Group Internal Audit department conducts risk based internal audit of the Bank and its subsidiaries, including international subsidiaries. - The role would involve executing credit audits of various businesses under Commercial Bank/Wholesale Bank. - Understanding & evaluating credit proposals independently and highlighting gaps, if any. - Testing...