Credit Risk or Fraud Risk Strategy
1 week ago
Salary: 20 to 35 LPA
Exp: 3 to 10 years
Location: Bangalore/Gurgaon/Pune
Notice : immediate to 30 days..
Role and Responsibilities:
Credit Risk /Fraud Risk Strategy:
Role Details: The role is expected to use analytical tools to identify opportunities to grow overall assets as well as manage risk. It involves managing risk management framework across customer lifecycle acquisition, portfolio management and collections, across retail lending products.
Responsibilities :
Design, analyze, monitor credit risk strategies for different loan products such as personal loans, auto loans, etc.
Identify the opportunity areas for portfolio growth and pro-actively communicate with stakeholders
Collaborate across other risk functions (example technology, product, etc.) to implement the analytical decisions
Understand existing underwriting rules, strategies and replicate them in business rules using SAS/SQL
Design and analyze income, employment, fraud verification strategies
Develop, maintain and improve risk policies, strategies, processes and procedures within the assigned function
Utilize application, bank and bureau information to derive business insights
KPI generation, tracking of risk and delinquency metrics for portfolios using SQL/Tableau
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