Credit Assessment Underwriter

2 days ago

Gurgaon, Haryana, India NAB Full time ₹ 6,00,000 - ₹ 10,00,000 per year

Role Description-

Responsible for complete Credit Assessment.

Includes analyzing salaries and self-employed income, rental/investment incomes, risk associated with collateral (security) through contract/valuation/LVR and overall Score-card of the application-based on credit/capacity/capital/customer.

Role will include utilizing Credit Discretion Authority and in-depth understanding of credit policies to make a sound decision based on the overall deal and along with maintaining the TAT and providing a best outcome to the customer.

This role will be aligned with AU timings.

Experience requirement

  • 4 to 5 Years of experience in Credit Assessment Underwriting for Consumer or Business Lending - Secured.
  • Credit Discretion in the current role is preferred
  • Risk Analysis skills to mitigate any findings during assessment
  • Good Communication skills with frequent interaction with Onshore customers
  • Prepare Credit Proposals

Core Competencies

  • Good written and oral communication skills
  • Strong academic background
  • Should be self -motivated and adaptable
  • Should possess a creative bent of mind and should be a strategic thinker

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