Credit Underwriter
2 days ago
Role & responsibilities :
- Check complete files (KYC, Income & Financial Documents, Bank Statements) CIBIL and raise queries if there are some documents missing which are required as per policy for Loan appraisal.
- Handling complete login process.
- Personal Discussions (PD) with Borrowers and Recommendation for Loan Sanction.
- Downloading and analyzing Credit Bureau History; analyses financial and bank statements of the prospective.
- Analysis the File of SENP, SEP, PARTNERSHIP and Company Files (Pvt. Ltd and Public Limited).
- Preparation of Monthly MIS.
- Responsible for reprocess of reject cases.
- MIS coordinator between Branch credit and Ho Credit.
Preferred candidate profile :
- Graduate from any recognized university (no preference for stream)
- 2+ years of Credit Underwriting experience in AL, PL, BL, LAP/HL etc.
- Decent understanding of various credit parameters like Cibil checking, FOIR, Banking understanding along with calculation of Average Quarterly balance, TVR/PD with customer and preparing relevant Credit Note.
- Basic knowledge of working of MS Office, Google Sheets etc.
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