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Business Loan Executive

2 weeks ago

Goregaon Mumbai Maharashtra, India AHSBM GLOBAL TRADE Full time ₹ 15,00,000 - ₹ 20,00,000 per year

Job Title: Business Loan Executive

Experience Required: 2 Years

Location: Goregaon Mumbai

Department: Sales / Finance / Lending

Reporting To: Sales Manager / Branch Manager / Credit Head

Job Summary:

We are seeking a dynamic and target-driven Business Loan Executive with 2 years of experience in handling MSME/SME business loan products. The ideal candidate will be responsible for acquiring new clients, managing loan applications, evaluating creditworthiness, and maintaining client relationships to meet loan disbursement targets.

Key Responsibilities:

  • Identify and source potential clients for business loans (secured/unsecured).
  • Assess client requirements and eligibility for various loan products.
  • Generate leads through cold calling, field visits, referrals, and networking.
  • Explain loan products, interest rates, documentation requirements, and repayment terms to customers.
  • Collect and verify documents required for loan processing (KYC, financials, bank statements, etc.).
  • Coordinate with credit and operations teams for smooth loan approval and disbursal.
  • Ensure compliance with internal policies, RBI guidelines, and lending norms.
  • Follow up with customers for pending documents, EMI reminders, and customer support.
  • Achieve assigned monthly loan disbursement and revenue targets.
  • Maintain MIS reports, daily activity logs, and update CRM systems.
  • Develop and maintain relationships with DSAs, CAs, brokers, and financial consultants.

Key Skills:

  • Strong knowledge of Business Loan Products (Term Loan, OD, CC, LAP, etc.)
  • Excellent communication, negotiation, and interpersonal skills
  • Basic understanding of financial statements, CIBIL reports, and credit assessment
  • Good MS Office & CRM software skills
  • Field sales experience in BFSI sector preferred

Qualifications:

  • Graduate in Commerce / Finance / Business Administration (MBA preferred)
  • Minimum 2 years of experience in business loans or SME lending
  • Knowledge of local market and business segments will be an added advantage

Job Type: Full-time

Pay: ₹15, ₹20,000.00 per month

Work Location: In person