Senior Underwriter, Correspondent Lending
1 week ago
JOB FUNCTIONS AND RESPONSIBILITIES
- To work on loan underwriting and complete the daily target or assignments.
- Have experience in US Mortgage Underwriting.
- Working on 4 C's (Credit, Capacity, Capital, and Collateral).
- Knowledge on Income Calculations (Wage, Self Employed and other incomes).
- Knowledge on Credit review (liability reconciliations and guideline requirements)
- Knowledge on Assets/Capital review with guideline requirements.
- Knowledge in LTV, CLTV calculations, PITI and DTI calculations.
- Knowledge in Fannie Mae and Freddie Mac guideline requirements.
- Knowledge in Govt. loans (FHA, VA and USDA)
- Knowledge on FHA/VA/USDA guideline requirements.
Good communication skill.
EDUCATION / EXPERIENCE
- Any degree with US Mortgage Underwriting experien
WORK SCHEDULE OR TRAVEL REQUIREMENTS
- Night shift and Hybrid Work (should be available for Work from Office based on the business requirements)
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