US Mortgage Underwriting

2 weeks ago

Hyderabad Indore, India Solugenix Full time ₹ 15,00,000 - ₹ 25,00,000 per year

Job Description (Job Summary/Roles & Responsibilities):

We are looking for an experienced Underwriters in US Mortgage Industry for Non-QM Diligence reviews.. In this role, you will be responsible for performing in-depth due diligence of the Underwriting documents and quality control reviews of non-qualified mortgage (Non-QM) loan files. The primary goal is to ensure compliance with company guidelines, investor requirements, and federal and state regulations. This role requires strong analytical skills, attention to detail, and expertise in Non-QM loan products and underwriting standards.

Requirements:

1. Loan File Review & Analysis:

Perform comprehensive reviews of Non-QM mortgage loan files to ensure accuracy, completeness, and compliance with Non-QM underwriting guidelines.

Review and verify income, credit, assets, property valuation, title, and other documentation for adherence to guidelines.

Identify and assess loan risks and escalate discrepancies or concerns as needed.

2. Compliance & Regulatory Adherence:

Ensure all loans comply with federal, state, and investor regulations, including RESPA, TILA, Dodd-Frank, and other applicable regulations.

Stay updated on changing Non-QM regulations and underwriting standards to ensure compliance in diligence reviews.

3. Reporting & Documentation:

Document findings from diligence reviews and prepare detailed reports for management, investors, and audit teams.

Maintain accurate records of reviewed loan files and ensure proper storage of documentation.

4. Collaboration & Communication:

Work closely with underwriters, originators, and closing teams to resolve loan file discrepancies.

Provide feedback and recommend process improvements to enhance diligence review efficiency and quality.

5. Risk Assessment:

Conduct a thorough risk assessment of loan files, identifying red flags, and addressing potential issues with Non-QM loans.

Provide recommendations on the acceptance or rejection of Non-QM loans based on the quality of the file and compliance risk.

6. Training & Development:

Assist in training team members and loan officers on Non-QM products and diligence procedures.

Participate in ongoing education regarding industry trends, new products, and changing compliance rules.

Desired Skills:

  • Minimum of 3-5 years of experience in Non-QM mortgage diligence, underwriting
  • Strong knowledge of Non-QM loan products, guidelines, and risk factors.
  • Experience working with Non-QM lenders or investors is a plus.
  • Skills & Competencies:
  • Strong analytical and problem-solving skills.
  • Detail-oriented with the ability to identify risks and errors in mortgage files.
  • Proficient in using loan origination systems (LOS) and due diligence software.
  • Excellent verbal and written communication skills.
  • Ability to work in a fast-paced environment and manage multiple priorities.

Education & Certifications:

  • Bachelor's degree in finance, Business, or a related field is preferred.

  • Underwriter - US Mortgage

    2 weeks ago

    Hyderabad, India Talentgigs Full time

    JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UP TO 45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The...

  • Underwriter - US Mortgage

    4 days ago

    Hyderabad, India Talentgigs Full time

    JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UP TO 45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The...

  • Underwriter - US Mortgage

    6 days ago

    Hyderabad, India Talentgigs Full time

    JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UP TO 45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The...

  • Underwriter - US Mortgage

    2 weeks ago

    Hyderabad, India Talentgigs Full time

    JOB TITLE:U.S Mortgage UnderwriterSHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-TimeLOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UP TO 45DaysJob descriptionA Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The...

  • Underwriter - US Mortgage

    2 weeks ago

    Greater Hyderabad Area, India Talentgigs Full time

    JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UP TO 45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The...

  • Underwriter - US Mortgage

    3 weeks ago

    Greater Hyderabad Area, India Talentgigs Full time

    JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UP TO 45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The...

  • US Mortgage Underwriting

    1 week ago

    Hyderabad, Telangana, India Solugenix Full time

    Solugenix is a leader in IT services, delivering cutting-edge technology solutions, exceptional talent, and managed services to global enterprises. With extensive expertise in highly regulated and complex industries, we are a trusted partner for integrating advanced technologies with streamlined processes. Our solutions drive growth, foster innovation, and...

  • Underwriter - US Mortgage

    1 week ago

    Greater Hyderabad Area, India Talentgigs Full time

    JOB TITLE:U.S Mortgage UnderwriterSHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-TimeLOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UP TO 45DaysJob descriptionA Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The...

  • US Mortgage Loan Underwriter

    2 weeks ago

    Hyderabad, Telangana, India Consultixs Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    We're Hiring: US Mortgage Loan Underwriter at ConsultixsAre you detail-oriented, analytical, and ready to build your career in the mortgage industry? At Consultixs, we're looking for motivated professionals to join our growing team as Mortgage Loan Underwriters. This is an exciting opportunity to play a critical role in the lending process while working in a...

  • High Salary! Underwriter

    6 days ago

    Hyderabad, India Talentgigs Full time

    JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UP TO 45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The...