Underwriter - US Mortgage
4 weeks ago
JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UP TO 45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan applications, ensuring all required documents are complete and accurate. ➢ Assess the borrower's credit history, employment, income, and debt levels. ➢ Confirm the property's value through appraisal reports. Credit and Financial Analysis: ➢ Evaluate credit reports to determine the borrower's creditworthiness. ➢ Analyse financial statements, tax returns, pay stubs, and other income documentation. ➢ Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios. Property Valuation Review: ➢ Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation. Compliance and Risk Assessment: ➢ Ensure loans comply with all federal, state, and local regulations. ➢ Adhere to company policies and guidelines. ➢ Identify potential risks and assess the overall risk level of the loan. Essential skills and requirements: • Any bachelor’s degree. • Proven experience in mortgage processing or underwriting. • Strong knowledge of mortgage industry regulations and procedures. • Excellent analytical and problem-solving skills. • Detail-oriented with exceptional organizational abilities. • Proficiency in using mortgage processing software and financial tools. • Effective communication and interpersonal skills . • Ability to work efficiently under pressure and meet tight deadlines. • Solid understanding of financial statements and credit reports. • Certification in mortgage underwriting or related fields is a plus.
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US Mortgage Underwriter
1 week ago
Hyderabad, Telangana, India MNC Job Referal Full time ₹ 5,00,000 - ₹ 15,00,000 per yearWe are hiringexperienced End-to-End US Mortgage Underwriterswho can independently handle the complete loan underwriting process forUS Residential Mortgages. This is awork-from-homeopportunity offering flexibility, growth, and stability for professionals passionate about accuracy, compliance, and financial analysis.Key Responsibilities:Review, analyze, and...
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US Mortgage Underwriting
1 week ago
Hyderabad, Telangana, India Solugenix Full timeSolugenix is a leader in IT services, delivering cutting-edge technology solutions, exceptional talent, and managed services to global enterprises. With extensive expertise in highly regulated and complex industries, we are a trusted partner for integrating advanced technologies with streamlined processes. Our solutions drive growth, foster innovation, and...
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US Residential Mortgage Underwriter
14 hours ago
Hyderabad, India Rabi Solutions Full timeJob Description - Profiles with Live underwriting. - Excellent English communication skills - Shift 4 pm to 6am - 100% Work from Office - Location - Hyderabad/Chennai 15 years of experience in US Residential Mortgage Underwriter. - Familiarity with 4c's - Experience with live Underwriter & 4c's Cash, Capital, capacity & Collateral .
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High Salary! Underwriter
4 weeks ago
Hyderabad, India Talentgigs Full timeJOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UP TO 45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The...
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Senior Analyst – US Mortgage Underwriting
4 weeks ago
Hyderabad, India Myfinser Full timeAbout Myfinser Global Myfinser is a global services company delivering virtual business process solutions to clients worldwide. We specialize in supporting the mortgage finance industry, providing top-tier Hard Money Loan Processing and Underwriting services to leading U.S.-based clients recognized for excellence in real estate lending, capital markets, and...
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Senior Analyst – US Mortgage Underwriting
4 weeks ago
Hyderabad, India Myfinser Full timeAbout Myfinser Global Myfinser is a global services company delivering virtual business process solutions to clients worldwide. We specialize in supporting the mortgage finance industry, providing top-tier Hard Money Loan Processing and Underwriting services to leading U.S.-based clients recognized for excellence in real estate lending, capital markets, and...
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Senior Analyst – US Mortgage Underwriting
4 weeks ago
Hyderabad, India Myfinser Full timeAbout Myfinser Global Myfinser is a global services company delivering virtual business process solutions to clients worldwide. We specialize in supporting the mortgage finance industry, providing top-tier Hard Money Loan Processing and Underwriting services to leading U.S.-based clients recognized for excellence in real estate lending, capital markets, and...
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Senior Analyst
4 weeks ago
Hyderabad, India Myfinser Full timeAbout Myfinser GlobalMyfinser is a global services company delivering virtual business process solutions to clients worldwide. We specialize in supporting the mortgage finance industry, providing top-tier Hard Money Loan Processing and Underwriting services to leading U.S.-based clients recognized for excellence in real estate lending, capital markets, and...
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Senior Analyst – US Mortgage Underwriting
4 weeks ago
Hyderabad, India Myfinser Full timeAbout Myfinser Global Myfinser is a global services company delivering virtual business process solutions to clients worldwide. We specialize in supporting the mortgage finance industry, providing top-tier Hard Money Loan Processing and Underwriting services to leading U.S.-based clients recognized for excellence in real estate lending, capital markets, and...
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Senior Analyst – US Mortgage Underwriting
4 weeks ago
Hyderabad, India Myfinser Full timeAbout Myfinser Global Myfinser is a global services company delivering virtual business process solutions to clients worldwide. We specialize in supporting the mortgage finance industry, providing top-tier Hard Money Loan Processing and Underwriting services to leading U.S.-based clients recognized for excellence in real estate lending, capital markets, and...
