Finance Head Unsecured Lending Business

2 days ago

Bengaluru, Karnataka, India Muthoot Finance Full time ₹ 20,00,000 - ₹ 25,00,000 per year
  • Collaborate with the Family Board, the President of Unsecured Lending, and other senior leaders to align financial strategies with overall business goals and stakeholder expectations.
  • Develop and implement financial models to optimize profitability, cost efficiency, and portfolio performance.
  • Drive financial planning and analysis (FP&A) for the unsecured lending division, including budgeting, forecasting, and variance analysis.
  • Lead the development and execution of the Annual Operating Plan (AOP) for the unsecured lending division, ensuring alignment with organizational goals and financial targets.
  • Monitor the financial health of the unsecured lending portfolio, analyzing key metrics such as delinquency rates, recovery percentages, and net interest margins.
  • Provide actionable insights to improve portfolio performance and mitigate risks.
  • Ensure compliance with RBI guidelines, NBFC regulations, and internal financial policies.
  • Work closely with the collections team to ensure financial alignment in recovery strategies and cost optimization.
  • Act as a key financial advisor to the Family Board, President of Unsecured Lending, and other senior stakeholders.
  • Prepare and present financial reports, portfolio updates, and strategic recommendations to the leadership team.
  • Build strong relationships with external stakeholders, including auditors, regulators, and financial institutions.
  • Lead, mentor, and develop a high-performing finance team, fostering a culture of accountability, innovation, and continuous improvement.
  • Leverage digital tools, analytics, and fintech platforms to enhance financial reporting, portfolio monitoring, and decision-making.
  • Drive automation and process improvements to increase efficiency and accuracy in financial operations.Role & responsibilities

Preferred candidate profile

  • Bachelors degree in Finance, Accounting, Business Administration, or a related field (Master's degree or CA/CPA preferred).
  • Minimum 12 years of experience in financial management, with at least 5 years in a leadership role within the financial services or NBFC sector.
  • Proven track record of managing financial operations for unsecured lending portfolios, including small-ticket loans.
  • Strong understanding of unsecured lending products, financial modeling, and portfolio management.
  • In-depth knowledge of RBI guidelines, NBFC regulations, and statutory requirements related to financial management.
  • Proficiency in leveraging digital tools, analytics, and emerging technologies for financial optimization.
  • Exceptional leadership skills with the ability to manage cross-functional teams and drive results.
  • Strong communication and stakeholder management skills, with the ability to influence decision-making at the executive level.
  • Analytical and problem-solving abilities, with a focus on delivering results in a fast-paced environment.

  • Regional Sales Manager

    1 week ago

    Bengaluru, Karnataka, India Aditya Birla Capital Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JDBusinessAditya Birla Finance Ltd.UnitAditya Birla Finance Ltd.LocationAcross SouthPoornata Position Number of the jobReports to: Poornata Position NumberPoornata Position Title of the job (30 characters max)Regional Sales...

  • Regional Sales Manager

    7 days ago

    Bengaluru, Karnataka, India Aditya Birla Group Full time ₹ 10,00,000 - ₹ 15,00,000 per year

    Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JDBusinessAditya Birla Finance Ltd.UnitAditya Birla Finance Ltd.LocationAcross SouthPoornata Position Number of the jobReports to: Poornata Position NumberPoornata Position Title of the job (30 characters max)Regional Sales...

  • VP - Lending Business (SME, PL, LAP)

    1 week ago

    Bengaluru, Karnataka, India Time Hack Consulting Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Role DescriptionWe are looking for a dynamic and seasoned leader to head our lending business at a national level. As the Vice President – Lending, you will be responsible for driving end-to-end sales strategy and execution across SME, Personal Loans (PL), and Loan Against Property (LAP) segments. This role requires deep expertise in retail lending, strong...

  • Chief Business Officer

    5 days ago

    Bengaluru, Karnataka, India Psn Automotive Marketing Full time ₹ 10,00,000 - ₹ 50,00,000 per year

    Chief Business Officer PSN Finance (NBFC)PSN Finance is seeking an experienced, dynamic, and reputed professional to join us as Chief Business Officer (CBO) and lead our fast-growing, registered NBFC. The ideal candidate brings leadership, vision, regulatory know-how, and solid execution skills from the NBFC lending sector.Location: BangaloreAbout Us:PSN...

  • Regional Credit Manager

    1 week ago

    Bengaluru, Karnataka, India Muthoot Finance Full time ₹ 1,04,000 - ₹ 1,30,878 per year

    Roles and ResponsibilitiesManage credit processing, underwriting, and monitoring for personal loans and unsecured loans across multiple channels (branches & digital).Oversee a team responsible for credit assessment, appraisal, approval, and disbursement of loans.Develop and implement effective strategies to minimize defaults and recover bad debts.Collaborate...

  • Head of Business Development

    1 week ago

    Bengaluru, Karnataka, India NextHire (Part of Algotale Group) Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Role: Head-Business DevelopmentExperience: 10+ yrsLocation: Ganganagar Bangalore.Work Mode - 5 days WFO/FieldIf interested apply here :Job DescriptionExperience: 10+ years in working with distributors and stockists.We are seeking a motivated and results-driven person for Business Loan / Supply Chain Finance / Working capital products, targeting medium-big...

  • Area Sales Manager

    3 days ago

    Bengaluru, Karnataka, India Aditya Birla Capital Full time ₹ 5,00,000 - ₹ 20,00,000 per year

    Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JDBusinessAditya Birla Finance LtdUnitAditya Birla Finance LtdLocationMultiple LocationPoornata Position Number of the jobReports to: Poornata Position NumberPoornata Position Title of the job (30 characters max)Area Sales...

  • Area Sales Manager

    2 weeks ago

    Bengaluru, Karnataka, India Aditya Birla Capital Full time ₹ 8,00,000 - ₹ 20,00,000 per year

    Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JDBusinessAditya Birla Finance LtdUnitAditya Birla Finance LtdLocationMultiple LocationsPoornata Position Number of the jobReports to: Poornata Position NumberPoornata Position Title of the job (30 characters max)Area Sales...

  • Area Sales Manager

    5 days ago

    Bengaluru, Karnataka, India Aditya Birla Capital Full time ₹ 5,00,000 - ₹ 25,00,000 per year

    Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JDBusinessAditya Birla Finance LtdUnitAditya Birla Finance LtdLocationMultiple LocationsPoornata Position Number of the jobReports to: Poornata Position NumberPoornata Position Title of the job (30 characters max)Area Sales...

  • Area Sales Manager

    5 days ago

    Bengaluru, Karnataka, India Aditya Birla Group Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Aditya Birla Capital LimitedArea Sales Manager - STUL - BangaloreLocation: Tavarekere Main Road,Bangalore, KarnatakaBasic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JDBusinessAditya Birla Finance LtdUnitAditya Birla Finance LtdLocationMultiple LocationPoornata Position Number...