Credit Analyst

2 days ago

Hyderabad, Telangana, India Cucumber Consultants Full time ₹ 12,00,00,000 per year

Job Title: Credit Analyst / Credit Manager Project Finance

Contact Bindu : or Krishnan at

Location: Hyderabad

Department: Credit / Project Finance

Job Summary:

We are seeking experienced professionals for our Credit Team specializing in Project Finance and Large Loan Processing. The ideal candidate will have a strong background in credit appraisal, financial analysis, due diligence, and loan structuring for projects with exposure above 10 crores.

This is a specialized role candidates with experience limited to Retail Loans (Business, Personal, Auto, or Unsecured Loans) will not be considered.

Key Responsibilities:

  • Conduct detailed credit appraisal and financial analysis for project finance proposals above 10 crores.
  • Evaluate borrower creditworthiness using financial statements, projections, and cash flow analysis.
  • Prepare comprehensive credit reports, risk assessments, and sanction memos for approval committees.
  • Conduct industry, business, and financial risk analysis for each project.
  • Coordinate with internal stakeholders for loan structuring, documentation, and disbursement.
  • Liaise with legal, technical, and valuation agencies for due diligence reports.
  • Monitor portfolio performance and identify early warning signals in existing accounts.
  • Ensure full compliance with internal credit policies and regulatory guidelines (RBI / Bank norms).

Candidate Profile:

  • Education: CA / MBA (Finance) / CFA or equivalent qualification.
  • Experience: 4–10 years in Credit / Project Finance within Banks, NBFCs, or Financial Institutions.
  • Proven track record of handling large ticket project finance proposals (10 crore and above).
  • Strong knowledge of balance sheet analysis, financial ratios, and credit risk assessment.
  • Excellent report-writing and presentation skills.
  • Attention to detail, analytical mindset, and sound judgment.

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