Sales Officer

5 days ago


Raipur, Chhattisgarh, India Bajaj Finance Limited Full time ₹ 1,80,000 - ₹ 6,00,000 per year

Job Title" Sales / Relationship Officer – Salaried Personal Loan"

Location: Raipur, Chhattisgarh

Reporting to Manager / Regional Sales Head

Job Purpose To drive growth of the salaried-personal-loan portfolio by sourcing, engaging and converting salaried employees in Raipur into borrowers, while ensuring compliance, risk mitigation and high customer satisfaction.

  • Key Responsibilities Source leads of salaried individuals (private, public sector, govt./PSU, MNC) in Raipur region.
  • Build & maintain relationships with channel partners (DSAs, employee-benefit vendors, HR departments of companies) to generate salaried-person personal-loan leads.
  • Qualify leads (check employment status, salary level, tenure, credit history) and submit applications for these borrowers.
  • Explain loan product features (loan amount, tenure, interest rate, EMIs, pre-payment/foreclosure rules, documentation) to salaried applicants.
  • Coordinate with credit, underwriting, operations teams to ensure smooth documentation, approval and disbursement.
  • Achieve monthly / quarterly sourcing / disbursement targets for the salaried personal-loan segment.
  • Monitor portfolio quality: track repayments, early warning signals, ensure minimal defaults.
  • Collect, maintain and update MIS / reports on lead source, conversion ratio, disbursement, delinquency.
  • Provide feedback to marketing/product about market conditions, competitor offerings, borrower needs in Raipur.
  • Qualifications & Skills Graduate (any discipline) from a recognized university.
  • Specific Knowledge in personal-loan/consumer-loan sales, especially salaried-loans segment, banking/finance/ NBFC.
  • Good communication and negotiation skills, especially with HR / company channels / salary banks.
  • Understanding of documentation, eligibility criteria for salaried personal-loans: salary slip, bank statements, employer profile, tenure, credit score etc.
  • Ability to work independently, manage multiple channel partners & leads, meet targets.
  • Familiarity with Raipur / Chhattisgarh market – contacts in companies, DSAs, vendors, employee benefits domain is a plus.
  • Basic computer skills: MS Office, CRM, MIS.

Why this role is important in Raipur. As per market research, Raipur (Chhattisgarh) has a growing number of salaried individuals and many banks/NBFCs are expanding personal-loan offerings in this region. For example, one lender in Raipur lists personal loans for salaried individuals aged 21 , minimum income from ~₹15,000/month.

Hence, recruiting an experienced Sales Officer Specialized in the salaried segment will help tap into this growing market, build strong channel partnerships, and ensure high-quality loan book in Raipur.


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