
Us Mortgage Analyst- credit domain
1 week ago
Job Opportunity US Mortgage Underwriter - Credit - Work from Office
Company Profile:Infinity IPS Founded in 2003, Infinity IPS is a mortgage industry leader in providing end-to-end services and solutions. We specialize in mortgage due diligence, pre-fund and post-close quality control, mortgage servicing reviews and loan brokering services. We are vetted by all 5 major rating agencies. Our clients are financial entities including investment banks, commercial banks, mortgage companies, government agencies and mortgage insurers
Post US Mortgage Underwriter - Credit
Location - Bangalore & Pune - WORK FROM OFFICE
Job Shift - Night (7 Pm to 5 Am) - 5 Days a Week Saturday & Sunday Off
Transport Travelling to be Managed by Self
Immediate joiners preferred
Good exposure to work and good salary
Required Skills & Job Responsibilities U.S. Mortgage Underwriter:
2 or more years of experience in U.S. residential mortgage underwriting.
- Strong understanding of U.S. residential mortgage products and investor guidelines.
- Excellent analytical and decision-making skills, with a focus on maintaining data integrity and accuracy in all underwriting documentation and systems.
- Ability to analyze credit reports, income documents, asset statements, and property appraisals to ensure compliance with investor guidelines.
- Strong working knowledge of 4Cs & Income Calculation
- Experience reviewing and verifying W-2s, pay stubs, tax returns, bank statements, appraisal reports, and other documentation.
- Skilled in evaluating borrower credit reports, calculating DTI (Debt-to-Income) ratios, and calculation various income types (base, self-employment, rental income).
- Strong attention to identifying red flags and applying risk-based decision-making.
- Excellent verbal and written communication skills.
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