Us Mortgage Analyst- credit domain

1 week ago

Bengaluru Pune, India Infinity Data Technologies Full time ₹ 9,00,000 - ₹ 12,00,000 per year

Job Opportunity US Mortgage Underwriter - Credit - Work from Office

Company Profile:Infinity IPS Founded in 2003, Infinity IPS is a mortgage industry leader in providing end-to-end services and solutions. We specialize in mortgage due diligence, pre-fund and post-close quality control, mortgage servicing reviews and loan brokering services. We are vetted by all 5 major rating agencies. Our clients are financial entities including investment banks, commercial banks, mortgage companies, government agencies and mortgage insurers

Post US Mortgage Underwriter - Credit

Location - Bangalore & Pune - WORK FROM OFFICE

Job Shift - Night (7 Pm to 5 Am) - 5 Days a Week Saturday & Sunday Off

Transport Travelling to be Managed by Self

Immediate joiners preferred

Good exposure to work and good salary

Required Skills & Job Responsibilities U.S. Mortgage Underwriter:

2 or more years of experience in U.S. residential mortgage underwriting.

  • Strong understanding of U.S. residential mortgage products and investor guidelines.
  • Excellent analytical and decision-making skills, with a focus on maintaining data integrity and accuracy in all underwriting documentation and systems.
  • Ability to analyze credit reports, income documents, asset statements, and property appraisals to ensure compliance with investor guidelines.
  • Strong working knowledge of 4Cs & Income Calculation
  • Experience reviewing and verifying W-2s, pay stubs, tax returns, bank statements, appraisal reports, and other documentation.
  • Skilled in evaluating borrower credit reports, calculating DTI (Debt-to-Income) ratios, and calculation various income types (base, self-employment, rental income).
  • Strong attention to identifying red flags and applying risk-based decision-making.
  • Excellent verbal and written communication skills.

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