Credit Manager

4 weeks ago

Bengaluru India HCLTech Full time

Job Description

Job Summary:

We are seeking experienced Credit Managers with a strong background in Australian mortgage underwriting. The ideal candidate will be responsible for assessing home loan applications in line with Australian credit policies, ensuring high-quality credit decisions, and working collaboratively with stakeholders across geographies.

Key Responsibilities:

- End-to-end assessment and decision-making of home loan/mortgage applications based on Australian credit policy and guidelines.
- Perform income verification, credit checks, property valuation reviews, and responsible lending assessments.
- Liaise with brokers, lenders, and internal teams for clarifications or documentation gaps.
- Provide timely and high-quality credit decisions while meeting SLA and compliance standards.
- Ensure adherence to NCCP (National Consumer Credit Protection Act), AML, and other regulatory requirements.
- Mentor and guide junior underwriters, and support process improvements.
- Prepare daily/weekly reports on pipeline, SLAs, and quality metrics.

Requirements:

- Graduate/Postgraduate in Finance, Commerce, or a related field.
- Minimum 5 years of mortgage underwriting experience, with at least 23 years in the Australian home loan domain.
- Strong understanding of Australian credit policies, responsible lending guidelines, and loan origination systems.
- Exposure to multiple lenders (Bankwest, CBA, ANZ, etc.) is a plus.
- Excellent analytical, communication, and documentation skills.
- Ability to work in fast-paced environments and meet deadlines.

Preferred Skills:

- Certification in mortgage lending or credit assessment.
- Experience with income types including PAYG, self-employed, rental, foreign income.
- Sound knowledge of credit bureaus like Equifax (AU).
- Familiarity with verification tools and fraud checks used in the Australian mortgage ecosystem.

  • Credit Underwriting Intern

    2 weeks ago

    Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time

    **About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...

  • Credit Manager

    3 weeks ago

    Bengaluru, India Talent Placement By Simandhar Full time

    Job Description Job Role : Credit Manager Experience : 10+ years Job Location : Bangalore Mode of Work : Full Time Eligibility Criteria : Master's, CPA Pursuing, Qualified CPA, Qualified US CMA , US CMA Pursuing, Qualified EA, EA Pursuing, Qualified ACCA, ACCA Pursuing, Qualified CA, Semi Qualified CA Description We are hiring for Credit...

  • UPI Credit Partnerships Lead

    4 days ago

    Mumbai, Maharashtra, India, Maharashtra LIGHT - Credit For UPI Full time

    About LightWe’re building the future of credit on UPI — making every payment smarter, faster, and frictionless. We’re a startup where every day is crazier than the last, and that’s exactly how we like itThis role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you’ll get enormous growth,...

  • ▷ (Apply Now) UPI Credit Partnerships Lead

    4 days ago

    Mumbai, India LIGHT - Credit For UPI Full time

    Job Description About Light We're building the future of credit on UPI making every payment smarter, faster, and frictionless. We're a startup where every day is crazier than the last, and that's exactly how we like it This role is for the geek who loves speed, hates red tape, and thrives in chaos. In return apart from salary you'll get enormous growth,...

  • Credit Manager

    14 hours ago

    Aruppukkottai, India Muthoot Microfin Full time

    Job Description Company Description Muthoot Microfin is part of the Muthoot Pappachan Group (MPG), a leading business conglomerate with operations across multiple verticals. Muthoot Microfin Limited is a prominent microfinance institution focused on providing micro-loans to women customers, primarily in rural regions of India. Adopting the joint liability...

  • Credit Saison

    2 weeks ago

    Bengaluru, India Credit Saison Finance Pvt Ltd Full time

    Deputy Manager – Culture & EngagementLocation: Bangalore | Function: People & CultureAbout Credit Saison India:Established in 2019, Credit Saison India (CS India) is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies...

  • Credit Manager

    2 weeks ago

    Bengaluru, Karnataka, India, Karnataka Times Internet Full time

    About Times Internet (across TIL)At Times Internet, we create premium digital products that simplify and enhance the lives of millions. As India’s largest digital products company, we have a significant presence across a wide range of categories, including News, Sports, Fintech, and Enterprise solutions. Our portfolio features market-leading and iconic...

  • Credit Saison

    3 weeks ago

    Bengaluru, India Credit Saison Finance Pvt Ltd Full time

    About Credit SaisonEstablished in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale,...

  • Credit Manager

    5 days ago

    India Clix Capital Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    DepartmentK12 CreditJob posted onOct 13, 2025Employment typeFull TimeResponsible for consistent application of policy and underwriting principles for all loan requests across various products (School funding)Manage the entire credit application process (login to disbursement)Manage portfolio quality on an ongoing basisManage post disbursement documents and...

  • Credit Control Manager

    3 weeks ago

    India SCHACH Engineers (P) Ltd. Full time

    * Credit Control Manager * CA Intern/ ICWA - Travel Industry About Schach Engineers: Schach Engineer Pvt Ltd offers a wide range of quality products and services that meets the needs of global customers operating in diverse and demanding markets. We are a perfect blend of the luxury of infrastructure and design competencies with quality...