US Residential Mortgage

2 days ago


Bengaluru, Karnataka, India Newbie Soft Solutions Full time ₹ 9,00,000 - ₹ 12,00,000 per year

Job description :

  • A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements.

Key Responsibilities:

  • Loan Application Review:
  • Analyse and verify loan applications, ensuring all required documents are complete and accurate.
  • Assess the borrower's credit history, employment, income, and debt levels.
  • Confirm the property's value through appraisal reports.

Credit and Financial Analysis:

  • Evaluate credit reports to determine the borrower's creditworthiness.
  • Analyse financial statements, tax returns, pay stubs, and other income documentation.
  • Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios.

Property Valuation Review:

  • Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation.

Compliance and Risk Assessment:

  • Ensure loans comply with all federal, state, and local regulations.
  • Adhere to company policies and guidelines.
  • Identify potential risks and assess the overall risk level of the loan.

Essential skills and requirements:

  • Any bachelors degree.
  • Proven experience in mortgage processing or underwriting.
  • Strong knowledge of mortgage industry regulations and procedures.
  • Excellent analytical and problem-solving skills.
  • Detail-oriented with exceptional organizational abilities.
  • Proficiency in using mortgage processing software and financial tools.
  • Effective communication and interpersonal skills.
  • Ability to work efficiently under pressure and meet tight deadlines.

Solid understanding of financial statements and credit reports.



  • Bengaluru, Karnataka, India Brace Infotech Full time ₹ 1,04,000 - ₹ 1,30,878 per year

    Dear ApplicantGreetings from Brace InfotechWe have multiple positions open for Live Underwriter Role with one of our client for Permanent RoleDetails are as mentioned below:Work Location: Chennai & Bangalore[Work from office]Other States - Remote [WFH]Role: UW/Sr UWSkill Set: E2E Underwriter, Income Review Specialist, Collateral Underwriter, Non-QM...


  • Bengaluru, Karnataka, India Vipsa Talent Solutions Full time ₹ 5,00,000 - ₹ 15,00,000 per year

    Well experienced in US Mortgage Live UnderwritingWell versed with FNMA, FHLMC, knowledge of GNMA Thorough income calculationCredit Analysis based on 4 C'sSound knowledge of US Residential mortgageDetermining Credit Worthiness

  • US Mortgage

    1 week ago


    Bengaluru, Karnataka, India Spark Consultancy Full time ₹ 2,00,000 - ₹ 6,00,000 per year

    Dear Candidate,We are hiring for US Mortgage -Servicing | Bangalore | Call Quality Monitoring (CQM)Any graduate can apply(To Confirm Please Drop a Whatsapp or call on Monica )( In case The Number Is Busy, Please Drop A Whatsapp @ Monica )Perform & manage quality control reviews of residential loan files in accordance with customer quality control policies...

  • US Mortgage

    1 week ago


    Bengaluru, Karnataka, India Spark consultancy Full time ₹ 1,04,000 - ₹ 1,30,878 per year

    Perform & manage quality control reviews of residential loan files in accordance with customer quality control policies and procedures and accepted quality control standards.Will be also responsible for managing the daily operations along with client handling who should be well versed and certified underwriter in the Mortgage domainIn depth knowledge of GSE,...


  • Bengaluru, Karnataka, India Firstsource Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Firstsource Solutions is a leading provider of customized Business Process Management (BPM) services. Firstsource specializes in helping customers stay ahead of the curve through transformational solutions to reimagine business processes and deliver increased efficiency, deeper insights, and superior outcomes. We are trusted brand custodians and long-term...

  • US Mortgage

    1 week ago


    Bengaluru, Karnataka, India Infosys Full time ₹ 6,00,000 - ₹ 12,00,000 per year

    Key Responsibilities:RequirementsGood understanding of US Deposit services processShould have a minimum working experience of 2 to 4 year in Deposit ServicesGood understanding of US Banking life cycleGood verbal and written communicationShould be comfortable working US hours to meet deadlinesStrong Customer Service SkillsGood knowledge in MS office skills MS...


  • Bengaluru, Karnataka, India NJ Technologies Full time ₹ 2,00,000 - ₹ 6,00,000 per year

    HIRING FOR UNDERWRITING - US MORTGAGE WORK FROM HOME 5 DAYS WORKING& 2 DAYS OFF LOOKING FOR CANDIDATES WITH 3+ yrs of exp into us mortgage underwriting For more info contact Gopika


  • Bengaluru, Karnataka, India Orchestrate Mortgage and Title Solutions, LLC Full time ₹ 5,00,000 - ₹ 10,00,000 per year

    Job Title: Non Voice - Trainee/Process Executive – US Mortgage (Title Search/Typing)Location:Hyderabad, IndiaJob Type:Full-Time | On-siteExperience Level: Freshers(0–3year experience)Job Description:We are looking for enthusiastic and detail-orientedfresher'sto join our team for aNon-Voice US Mortgage Process(Title Search/Typing). This is an excellent...

  • Us Mortgage Analyst

    1 week ago


    Bengaluru, Karnataka, India Firstsource Full time ₹ 8,00,000 - ₹ 12,00,000 per year

    US Mortgage :: Hiring @ FSL :: Virtual Interviews :: Can start Work From Home :: Immediate Joiners Preferred. Apply Now.Warm Greetings from FirstsourceUS MortgageTelephonic RoundsWholesale Closing/Retail Processing/Closing/VA IRRRL UW Underwriting/Origination/Docs 103/ Appraisal, ENO/ Recorded Docs/ Initial Disclosure/ 4506T Docs/End to End...


  • Bengaluru, Karnataka, India Aim Plus Staffing Solutions Full time ₹ 4,00,000 - ₹ 12,00,000 per year

    Freshers Hiring Drive – Cognizant | US Mortgage Process | MumbaiLooking to kick-start your career with a leading global organization?We are hiring fresh graduates for the US Mortgage Process at Cognizant. Drive Details: Location: Cognizant Technology Solutions, Mindscapes, Building No. 9, 2nd Floor, Airoli East, Navi Mumbai Date: 6th September 2025 Time:...