Us Mortgage Process Associate

2 days ago

Bengaluru, Karnataka, India Firstsource Full time ₹ 4,00,000 - ₹ 12,00,000 per year

Role & responsibilities

Underwriter and Sr Underwriter

Experience required for the Job: 3+ years

Job Location: Mumbai/Chennai/ Bangalore/ Hyderabad

Key skills: Underwriting, US mortgage

Position Overview

Candidate should have total 3+ years of US mortgage underwriting experience

  • Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit
  • Should have good analytical and problem-solving skills
  • Should have decision-making skill when applying in business judgment
  • Evaluate complete loan documents and should provide approval or denial decision
  • Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation
  • Thorough income calculation Salaried income, business income, retired other income and rental income
  • Complete review of Collateral and property valuation
  • Assets verification include borrowers bank account statement, retirement accounts, mutual funds and other investments.
  • Credit analysis based on borrowers Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer
  • Validating and processing the Loan documents on behalf a Mortgage lender organization.
  • Evaluating evidence of borrower's willingness and ability to repay the obligation
  • Good communication, Presentation skills, Self-motivated and hard working

About you:

  • Minimum 3 years of Underwriting experience in US Mortgage.
  • Sound knowledge of US Residential mortgage
  • Exposure of Underwriting processes & guidelines.
  • Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc.

Contact: Subitsha HR

mail id :

Disclaimer: Firstsource follows a fair, transparent, and merit-based hiring process. We never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels or

  • Fresher Associate- US Mortgage Voice Process

    5 days ago

    Bengaluru, Karnataka, India Visionet Systems Full time ₹ 2,00,000 - ₹ 4,00,000 per year

    Company Profile-Visionet is a premier digital technology solutions company built on the premise of disruptive innovation. Headquartered in US, for over 27 years, our innovation-centric and engineering-first approach has unlocked digital-driven success to over 350+ global enterprises across CPG, Retail, Banking & Financial Services Manufacturing and Life...

  • US Mortgage

    1 week ago

    Bengaluru, Karnataka, India 2coms Full time ₹ 4,00,000 - ₹ 8,00,000 per year

    SUMMARY About the client :A Fortune 500 global leader in technology services and digital business solutions, this company delivers comprehensive Business Process Services (BPS) and IT-enabled solutions. With a worldwide presence, it serves diverse industries including banking, healthcare, retail, manufacturing, and communications. The firm's expertise spans...

  • US Mortgage

    7 days ago

    Bengaluru, Karnataka, India 2coms Full time ₹ 4,50,000 - ₹ 9,00,000 per year

    SUMMARY SummaryWe are seeking a detail-oriented and reliable Senior Process Executive to join our mortgage servicing team. The successful candidate will be responsible for processing loans, orders, and requests across the loan servicing life cycle, adhering to established procedures and quality standards. This role requires strong communication and typing...

  • US Mortgage Process Professional

    7 days ago

    Bengaluru, Karnataka, India NJ Technologies Full time ₹ 6,00,000 - ₹ 12,00,000 per year

    US Mortgage 5 days working/ Sat & Sun fixed off/ fixed shift. Both way cab facility Location: Bellandur HR Round - VNA - Manager Round

  • US Residential Mortgage

    1 day ago

    Bengaluru, Karnataka, India Newbie Soft Solutions Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Job description :A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures...

  • US Mortgage

    6 days ago

    Bengaluru, Karnataka, India Firstsource Full time

    Hi Jobseekers, Warm Greetings from Firstsource Limited VacanciesWALK-IN DRIVE FIRSTSOURCETiming: 12:00pm to 3:30pm(mention Sandra on top of your CV/Resume, take a screenshot of this jobposting while coming for the interview)Basic Criteria :- Education :- Graduates ONLY (No Undergraduates)Salary Upto 4.5 LPAPrevious experience in US Mortgage - Servicing,...

  • Us Mortgage Analyst

    7 days ago

    Bengaluru, Karnataka, India Firstsource Full time ₹ 8,00,000 - ₹ 12,00,000 per year

    US Mortgage :: Hiring @ FSL :: Virtual Interviews :: Can start Work From Home :: Immediate Joiners Preferred. Apply Now.Warm Greetings from FirstsourceUS MortgageTelephonic RoundsWholesale Closing/Retail Processing/Closing/VA IRRRL UW Underwriting/Origination/Docs 103/ Appraisal, ENO/ Recorded Docs/ Initial Disclosure/ 4506T Docs/End to End...

  • Us Mortgage- Underwriting

    2 days ago

    Bengaluru, Karnataka, India NJ Technologies Full time ₹ 2,00,000 - ₹ 6,00,000 per year

    HIRING FOR UNDERWRITING - US MORTGAGE WORK FROM HOME 5 DAYS WORKING& 2 DAYS OFF LOOKING FOR CANDIDATES WITH 3+ yrs of exp into us mortgage underwriting For more info contact Gopika

  • US Mortgage Underwriter

    7 days ago

    Bengaluru, Karnataka, India Vipsa Talent Solutions Full time ₹ 5,00,000 - ₹ 15,00,000 per year

    Well experienced in US Mortgage Live UnderwritingWell versed with FNMA, FHLMC, knowledge of GNMA Thorough income calculationCredit Analysis based on 4 C'sSound knowledge of US Residential mortgageDetermining Credit Worthiness

  • US Mortgage Live Underwriting

    1 day ago

    Bengaluru, Karnataka, India Firstsource Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    Firstsource Hiring for Senior UnderwritersRole & Responsibilities: Underwriter and Sr UnderwriterMinimum Experience required for the Job: 3+ yearsJob Location: Mumbai/Chennai/ Bangalore/ HyderabadKey skills: Live Underwriting, US mortgage, ResidentialPosition OverviewCandidate should have minimum of 3+ years of US mortgage Live underwriting experienceWell...