Team Lead
2 hours ago
Job Summary
The LAP Sales Team Lead is responsible for driving business growth in the Loan Against Property (LAP) segment by leading a team of sales executives. This role focuses on achieving sales targets, developing channel relationships, optimizing lead conversions, and ensuring compliance with credit and regulatory guidelines.
Key Responsibilities
1. Sales & Business Development
- Achieve monthly and quarterly LAP disbursement and sourcing targets
- Develop and manage direct, DSA, and connector relationships to generate quality leads
- Oversee lead allocation, pipeline management, and conversion tracking
- Identify new market opportunities, customer segments, and competitive trends
2. Team Leadership & Performance Management
- Lead, coach, and mentor a team of sales executives/relationship managers
- Conduct regular performance reviews, set KPIs, and provide ongoing training
- Drive a high-performance culture and ensure adherence to sales processes
3. Customer & Channel Engagement
- Maintain strong relationships with customers, partners, and internal stakeholders
- Resolve escalations promptly and ensure smooth customer onboarding
- Represent the organization professionally in customer interactions and marketplace meetings
4. Credit & Risk Coordination
- Work closely with credit, operations, and legal teams to ensure timely sanction and disbursement
- Ensure all files meet credit policy, documentation, and compliance standards
- Monitor portfolio quality and work proactively to maintain low delinquency
5. Reporting & Analytics
- Prepare daily/weekly sales reports and performance dashboards
- Track lead funnel metrics and identify gaps for improvement
- Provide insights to management on productivity, competition, and market trends
Required Skills & Competencies
- Strong knowledge of LAP products, policies, and secured lending processes
- Proven experience in sales leadership within BFSI/NBFC/Housing Finance sectors
- Strong communication, negotiation, and relationship-building abilities
- Ability to motivate teams and drive target achievement
- Analytical mindset with proficiency in CRM tools and MS Excel
- Understanding of legal and technical aspects of property valuation (preferred)
Qualifications
- Bachelor's degree in Business, Finance, or related field (MBA preferred)
- 4–8 years of LAP sales experience, with at least 2–3 years leading a team
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