Current jobs related to ICM Underwriting Credit Associate - Mumbai, Maharashtra - Citi
-
Mumbai, Maharashtra, India Citi Full time ₹ 12,00,000 - ₹ 36,00,000 per yearWhether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure...
-
Credit Underwriter
2 weeks ago
Navi Mumbai, Maharashtra, India Tyger Capital (Formerly Adani Capital) Full time ₹ 9,00,000 - ₹ 12,00,000 per yearLocation: Juinagar (Navi Mumbai)Experience Required: Minimum 5 years in NBFC Credit UnderwritingProducts: Commercial Vehicles Gender Preference: Male candidates onlyLanguages: Kannada/Marwari/Telugu/Gujarati required.Key Responsibilities:Responsible for complete assessment of customers, including cross-verification and due diligence.Conduct ground-level...
-
Credit Underwriters – TNPL
2 weeks ago
Mumbai, Maharashtra, India Mihuru Full time ₹ 2,50,000 per yearCredit Underwriters – TNPL (Travel Now Pay Later) and Business Loan (One Position Each)About MihuruMihuru is a dynamic travel-focused finance platform, driven by the mission to make travel more affordable and accessible to everyone. The name "Mihuru" itself embodies the essence of our vision, translating to "My Freedom". With products like "Travel Now Pay...
-
Senior Credit Underwriter
2 weeks ago
Mumbai, Maharashtra, India beBeeCreditEvaluator Full time ₹ 12,87,000 - ₹ 18,43,000Job Title: AVP - CreditKey Responsibilities:Credit appraisal for Loan Against Property (LAP)Risk assessment and policy adherenceQuality underwriting for loan applicationsAbout the Role:This is an opportunity to work in a dynamic environment as a skilled professional.The ideal candidate will have expertise in credit evaluation, risk management, and...
-
Credit Underwriting
2 weeks ago
Mumbai, Maharashtra, India Capwise Financial Services Full time ₹ 9,00,000 - ₹ 12,00,000 per yearJob Overview:We are looking for a candidate with strong experience in credit underwriting, preferably with exposure to venture capital or venture debt financing. The role involves end-to-end evaluation of investment opportunities, from analysing business models to coordinating deal execution.Key Responsibilities:Evaluate investment opportunities by analyzing...
-
Team Lead/ Senior Credit Underwriter
2 weeks ago
Mumbai, Maharashtra, India Liquiloans Full time ₹ 15,00,000 - ₹ 28,00,000 per yearJob Summary:We are looking for a detail-oriented and analytical Team Lead / Senior Credit Underwriter with at least 3+ years of experience to assess creditworthiness, evaluate risk profiles, and make informed lending decisions. The ideal candidate should have a strong understanding of underwriting principles, financial statements, and regulatory...
-
Mumbai, Maharashtra, India Citi Full time ₹ 15,00,000 - ₹ 28,00,000 per yearCPSO team comprises senior Banking and Credit Risk SMEs along with specialized staff with a broad mandate spanning all of credit monitoring, portfolio management, collateral management, transaction management, credit risk middle office, quality assurance, issues management and regulatory issue remediation. The team's objective is to ensure exceptional...
-
Senior Executive Credit Professional
2 weeks ago
Mumbai, Maharashtra, India beBeeCredit Full time ₹ 1,75,40,000 - ₹ 2,12,52,000Senior Associate CreditJob Summary:We are seeking a Senior Associate Credit to support our credit and deal execution capabilities. The successful candidate will have 7-8 years of relevant credit experience and work closely with the US lending team to support underwriting, credit analysis, and transaction execution.Key Responsibilities:Draft clear, accurate,...
-
Live Underwriter
3 weeks ago
Mumbai, Maharashtra, India Brace Infotech Private Ltd Full timeJob Overview: The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities: Review and analyse the mortgage loan application to ensure eligibility, accuracy,...
-
Credit Manager
2 weeks ago
Mumbai, Maharashtra, India AnandRathi Full timeJob DescriptionAnand Rathi share and stock brokers limited is looking for Credit Manager to join our dynamic team and embark on a rewarding career journey.Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity.- Risk Assessment: Evaluating the level of credit risk...
ICM Underwriting Credit Associate
2 weeks ago
Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism.
Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a first line of defense business line, to house and consistently manage credit risk activities performed for Citi's institutional clients. ICM's objective is to provide integrated end-to-end credit underwriting, identification, measurement, management, and monitoring for wholesale credit across the enterprise. Within ICM, the Credit Underwriting function ("ICM UW" or "UW") provides credit analysis, underwriting, and first line of defense credit approval for periodic / material transaction reviews, and any necessary subsequent credit monitoring across all institutional business including Corporate Banking, Services, and Markets relationships.
ICM Credit Associates in Real Estate Corporate Loan Portfolio ("CLP") manage a NAM (North America) portfolio of corporate clients, focused on REITs, REOCs, Homebuilders, and Gaming, being responsible for the continuous monitoring of that portfolio. That includes the production of annual reviews, quarterly reviews, and the support of ad-hoc transactions and portfolio & industry reviews and stress testing, in partnership with Front Office and Risk. This role reports to the NAM Head of CLP UW group.
In this role, you're expected to
:
- Executes, aligned with global and regional strategies, all responsibilities regarding underwriting, including, but not limited to:
- Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos
- Drafting of Credit Approval Memo (CAM) packages including but not limited to ensuring they are complete and accurate
- Conducting initial financial analysis, due diligence, projection modeling, stress testing, risk ratings and other in-depth analysis
- Support relationships with key stakeholders in Banking and Risk and with key Regulators, Internal Audit, and control functions
- Support ICM Underwriting organization on strategic initiatives /projects as required
Risk Management Experience:
- Experience in and exposure to global credit risk management standards
- Ability to understand financing and product structures
- Ability to assess financial and industry data to conduct credit assessment
- Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with stakeholders and product organizations.
Client Relationships / Business Partnership:
- Ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors
- Navigates organizational complexity and breaks silos
- Creates and sustains a network of strong partnerships with the business in all segments & geographies and other risk functions
- Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships
As a successful candidate, you'd ideally have the following skills and exposure
:
- 5-7 years relevant experience
- Experience in effectively engaging with various functions Demonstrates strong ethics and integrity
- Ability to understand the 'big picture' in a complex environment Strong verbal & written communication skills.
- Active listening skills
- Demonstrated influencing and negotiating ability, resolve conflicts amongst various constituencies
- Proficient presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies
Education:
- Bachelor's/University degree or equivalent experience
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
Job Family Group:
Risk Management
Job Family:
Credit Decisions
Time Type:
Full time
Most Relevant Skills
Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
Other Relevant Skills
Credible Challenge, Data Analysis, Laws and Regulations, Management Reporting, Referral and Escalation, Risk Remediation.
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review
Accessibility at Citi.
View Citi's EEO Policy Statement and the Know Your Rights poster.
