Corporate - Credit Assurance Manager -Mumbai - Lodha (I-Think Techno Campus) - JM
17 hours ago
Major Deliverables:
Conduct through audits of Credit Facilities sanctioned/Disbursed to ensure compliance with company policies & regulations
Review and analyse financial statements, Credit Reports & other reports to assess creditworthiness and risk
Evaluate effectiveness of credit processes and recommend improvements
Prepare monthly draft report on basis of initial review and discuss with relevant stakeholder to obtain appropriate and satisfactory justification/ratification
Prepare monthly final report summarizing findings
Collaborate with Credit & CAD to ensure proper documentation and adherence to policies
Co-ordinate with vendor to get document adequacy report published and review the same as well as provide them feedback and training.
Stay informed on industry trends, regulations & best practices related to credit audit and risk management
Advanced understanding of Financial parameters such as ratio analysis (Current Ratio, DSCR, ISCR, Debt Equity, LTD/NCA, quasi equity etc
Hands on with Excel and PPT
Good in number crunching and working on MIS
Proven experience in credit audit of Corporate loans, Term Loan, Business Loan, Working Capital, Loan against Property and financial analysis, or a related field, with a strong understanding of credit risk assessment and management shall be preferred
Familiarity with accounting principles, financial reporting, and auditing standards.
Excellent analytical and problem-solving skills, with a keen attention to detail.
Strong communication and interpersonal skills, with the ability to work effectively with
Cross-functional teams.
Proficiency in financial software and tools, such as spreadsheets and databases.
Ability to work independently and prioritize tasks effectively in a fast-paced environment.
Knowledge of industry regulations and compliance standards related to credit auditing.
-
Mumbai, Maharashtra, India Tata Capital Full time ₹ 8,00,000 - ₹ 12,00,000 per yearDescriptionManager - Banking & Compliance - Retail Centralized Operations - Housing - Central Operations - Mumbai - Lodha (I-Think Techno Campus) - B wing - MM
-
Mumbai, Maharashtra, India Tata Capital Full time ₹ 12,00,000 - ₹ 36,00,000 per yearDescriptionCredit Assessment:Evaluate the creditworthiness of Cleantech finance applicants, including businesses and projects.Assess financial statements, credit reports, and other relevant data to determine risk profiles.Credit Recommendations:Provide clear and well-supported credit recommendations, including credit limits and terms.Collaborate with...
-
Mumbai, Maharashtra, India Tata Capital Full time ₹ 9,00,000 - ₹ 12,00,000 per yearDescription• Coordination across various functions within TCL, including sales, credit, legal, risk, and operations.• Foster relationships with key industry stakeholders, including government bodies, clients, research institutions, industry associations, and potential collaborators, to gather up-to-date market information and engage in...
-
Mumbai, Maharashtra, India Tata Capital Full time ₹ 12,00,000 - ₹ 36,00,000 per yearDescriptionSpecialized job competencies: Understanding of financial statements, and financial analysis of corporates / mid-corporates Proficient writing skills, for preparing credit appraisal note, in concise manner, while at the same time bringing out all the key aspects of a transactionFinancial modelling skills (MS-Excel) for preparing business plan /...
-
Mumbai, Maharashtra, India Tata Capital Full time ₹ 30,00,000 - ₹ 90,00,000 per yearDescriptionKey Objective of the Job: To handle responsibilities relating to Credit Monitoring framework of TCL. Collate key financial parameters and conduct data entry in system Create Financial spread from financial documentsRun credit checks on customers including CIBIL, Bank statement analysis and internal credit checks Ensure productivity and quality...
-
Mumbai, Maharashtra, India Tata Capital Full time ₹ 5,00,000 - ₹ 15,00,000 per yearIdentify, Source & Develop long-term relationships with Emerging, Mid, Large Corporates with a view to achieve growth targets of Leasing business in Corporate markets. Work on TCL's existing clientele/ Loan customer and, whenever feasible, make a Lease proposal with the client. Responsible for Portfolio growth of Leasing business in Corporate segments and...
-
Mumbai, Maharashtra, India Tata Capital Full time ₹ 60,00,000 - ₹ 1,20,00,000 per yearDescriptionIdentify, Source & Develop long-term relationships with Emerging, Mid, Large Corporates with a view to achieve growth targets of Leasing business in Corporate markets. Work on TCL's existing clientele/ Loan customer and, whenever feasible, make a Lease proposal with the client.Responsible for Portfolio growth of Leasing business in Corporate...
-
Mumbai, Maharashtra, India Tata Capital Full time ₹ 20,00,000 - ₹ 25,00,000 per yearDescriptionResponsible for checking process adherence in our microfinance branches by conducting structured and periodic investigation of respective allocated regionGathering field intelligence and customer insight from a team of quality assurance executives (3-4 for the region). Act as quality custodian across branches as allocated your respective region,...
-
Mumbai, Maharashtra, India Tata Capital Full time ₹ 9,00,000 - ₹ 12,00,000 per yearDescriptionConvening and Noting the Minutes of Various Committee Meetings for Commercial Finance and CEQ segment.Compilation of various MIS report relating to operations of the department.Noting the approvals of cases approved by approving authority in the system such as CLOS and FinnOne. Acting as SPOC for CRISIL RAM rating tool.Co-coordinating for grant of...
-
Mumbai, Maharashtra, India Tata Capital Full time ₹ 12,00,000 - ₹ 36,00,000 per yearDescriptionKey Objective of the Job:Syndication & Sell down of Project Finance & Structured Finance deals in Renewable Energy and other Infrastructure sectors.Major Deliverables:Building new / maintain tie-ups with various banks and financial institutionsPreparation of Project Information Memorandum, Teaser Notes, Appraisal ReportFinancial...
