Manager - Credit (Infra) - Credit - Mumbai - Lodha (I-Think Techno Campus) - JM
12 hours ago
Credit Assessment:
- Evaluate the creditworthiness of Cleantech finance applicants, including businesses and projects.
- Assess financial statements, credit reports, and other relevant data to determine risk profiles.
Credit Recommendations:
- Provide clear and well-supported credit recommendations, including credit limits and terms.
- Collaborate with cross-functional teams to ensure alignment with business objectives.
Credit Portfolio Management:
- Monitor and manage the credit portfolio to minimize risks and maximize returns.
- Identify early warning signs and take proactive measures to mitigate potential losses.
Compliance and Policy Adherence:
- Ensure compliance with internal credit policies and regulatory requirements.
- Contribute to the development and refinement of credit policies and procedures.
- Build and maintain strong relationships with clients and partners.
- Conduct comprehensive risk assessments, identifying potential credit risks and opportunities.
- Analyze industry-specific risks and market dynamics affecting Cleantech projects.
Documentation and Reporting:
- Prepare accurate and comprehensive credit reports and documentation.
- Maintain detailed records of credit assessments and decisions.
Market and Industry Research:
- Stay informed about Cleantech industry trends, market dynamics, and emerging risks.
- Apply market insights to credit assessments and risk management.
Financial Reporting and Automation:
- Prepare divisional P&L reports for Lease Business, including India Desk and Japan Desk.
- Perform COF rate and RM mapping, and execute adjustment entry uploads for PF Term loan reports into BO.
- Automate reporting processes to enhance efficiency and accuracy.
Ad-hoc Reporting:
- Provide ad-hoc reports as required by the business to support decision-making.
Assist in generating data for CTLC debit notes and verify their correctness
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