Credit Analyst/Lead

2 days ago


Bengaluru, Karnataka, India Golden Opportunities Full time ₹ 15,00,000 - ₹ 25,00,000 per year

Role performed by credit analyst:

  • Review of credit applications & supporting documents (overall financial capacity and capability to pay back)
  • Credit report (recommendation on whether to approve/decline the credit application)
  • Present credit report to internal committee.

Requisite of an Individual Contributor:

  • Credit underwriting / Credit risk analysis; Quality Focused and has performed quality and data analytics function. Ability to interpret and highlight risks and early warning signals.
  • Good understanding of Cash flow statement analysis, Income Statement Analysis and Balance Sheet to analyze Credit Quality, Liquidity, Leverage and Coverage etc.
  • Ability to weigh macro and company factors for risk analysis and recommendations.

Applications:

  • Tool developed by Moody's Risk Analysis, FIS Optimist, Credit Lens
  • Spreadsheets of business entities (ratio analysis and financial modelling)

Experience Required: Relevant experience in Corporate Banking, Financial Institutions and Commercial Banking – 4 to 8 years (Upto 12 years we can consider)

Location: Bangalore

Highest Qualifications:MBA and Professional Qualifications such as Chartered Accountant (CA), Chartered Financial Analyst (CFA), Certified Public Accountant (CPA)


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