Sr. Branch Manager

2 days ago

Cochin, Kerala, India KLM Axiva Finvest Ltd. Full time ₹ 4,00,000 - ₹ 12,00,000 per year

Job Title: Branch Manager

Location: [Insert Location]

Department: Operations / Sales / Credit

Reporting To: Regional / Zonal Manager

Experience Required: 3 to 5 years in NBFC / Financial Institution preferred

Preferred Candidates: Retired bank employees with relevant experience are encouraged to apply

Job Description:

We are looking for a dynamic and experienced Branch Manager to lead our branch operations, drive business growth, ensure compliance, and manage a team of professionals. The ideal candidate will have a strong background in financial services, preferably in an NBFC, bank, or similar financial institution, with proven leadership and customer service skills. Retired bank employees with relevant experience are welcome to apply.

Key Responsibilities:1. Business Development & Sales

  • Drive business growth through acquisition of new customers and retention of existing ones.
  • Promote loan products (personal loans, business loans, gold loans, vehicle loans, etc.) and achieve monthly/quarterly targets.
  • Identify and develop relationships with local businesses, dealers, and influencers for lead generation.

  • Ensure customer satisfaction through high service quality and issue resolution.

  • Branch Operations & Administration

  • Oversee day-to-day operations of the branch ensuring smooth functioning.

  • Ensure proper documentation, customer KYC, credit checks, and loan disbursements.
  • Maintain branch records and MIS reports accurately and on time.

  • Manage branch cash, vault, and audit compliance.

  • Team Management

  • Lead, train, and motivate branch staff to meet performance targets.

  • Allocate tasks, monitor daily activities, and ensure team productivity.

  • Conduct regular meetings and performance reviews.

  • Credit & Risk Management

  • Evaluate loan applications and recommend for approval based on creditworthiness.

  • Monitor portfolio quality and ensure healthy collections.

  • Minimize NPAs through proactive follow-ups and risk mitigation.

  • Regulatory Compliance & Audit

  • Ensure full compliance with internal policies, RBI guidelines, and KYC norms.

  • Prepare for internal and external audits; ensure zero non-compliance issues.

Eligibility Criteria:

  • Graduate/Postgraduate in Finance, Commerce, or related field.
  • 3 to 5 years of experience in NBFC, Bank, or other financial institutions.
  • Prior experience in lending, branch management, or retail financial services.
  • Knowledge of credit, operations, and local market.
  • Proficiency in MS Office and basic banking software.

Job Type: Full-time

Work Location: In person

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