Vice President

1 week ago

Mumbai, Maharashtra, India FlexiLoans Full time ₹ 15,00,000 - ₹ 20,00,000 per year

What you will work on:

  • Oversee the company's credit policies, procedures and processes related to SCF and HVC business, ensuring all risks are addressed appropriately through evaluation and developing required risk frameworks.
  • Directly responsible for the credit quality and risk performance of the company and the SCF and HVC businesses.
  • Develop and review Early Warning System (EWS) reports.
  • Periodic review of portfolio in accordance with current Industry scenario and recent RBI Circular, making amendments to Policy accordingly.
  • Keeping a tab on external economic environment, regulatory policies and competition with a view to ensure strong business growth.
  • Ensuring system automation for improving team efficiency and productivity.
  • Using data analytics to develop insights into credit risk trends, identify emerging risks, and optimize credit risk management strategies.

The ideal candidate:

  • Highly driven and motivated individual with ability to get hands-on where required.
  • Ability to communicate, present and influence all levels of the organization, including executive and C-levels.
  • Ability to motivate and develop a strong team.
  • Problem solving approach.
  • Strong business acumen.

Qualification and Experience

  • 7+ years' experience required in the credit/risk department related to supply chain financing and/ or wholesale corporate lending.
  • Masters degree (MBA preferred) from a reputed institute or a CA/CFA degree with relevant experience.
  • Strong understanding of operational, legal and credit risk across the full range of industries.
  • Should have experience in unsecured and financial based credit assessment

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