Credit Analyst

Solenis is a leading global provider of water and hygiene solutions. The company's product portfolio includes a broad array of water treatment chemistries, process aids, functional additives, cleaners, disinfectants, and state-of-the-art monitoring, control and delivery systems. These technologies are used by customers to improve operational efficiencies, enhance product quality, protect plant assets, minimize environmental impact, and create cleaner and safer environments. Headquartered in Wilmington, Delaware, the company has 78 manufacturing facilities strategically located around the globe and employs a team of over ~23000 professionals in >160 countries across six continents. Solenis is a 2025 Best Managed Company Gold Standard honoree.At our Global Excellence Centre (GEC) in Hyderabad, we support Solenis' global operations by driving excellence in IT, analytics, finance, and other critical business functions. Located in the heart of the IT hub, the GEC offers a dynamic work environment with strong career development opportunities in a rapidly growing yet stable organization. Employees benefit from world-class infrastructure, including an on-campus gym, recreation facilities, creche services, and convenient access to public transport.For more information about Solenis, please visit We're Hiring:  Credit Analyst Location: Hyderabad India – Hybrid Full-Time | Permanent PositionJob DescriptionAs a Credit Analyst, your role involves evaluating the financial strength and overall risk profile of customers to recommend appropriate credit limits. You will conduct comprehensive analysis of both quantitative and qualitative data, assign accurate risk ratings, and prepare clear, actionable credit recommendations. Additionally, you will help maintain a healthy credit portfolio by monitoring market conditions and customer trends, reviewing transactions and payment behaviour, and documenting findings in detailed credit reports.Key ResponsibilitiesAssess and maintain credit limits for new and existing customers in line with company credit policy, business risk appetite, and industry dynamics.Conduct financial statement analysis, ratio analysis, cash flow review, and evaluate leverage, liquidity, and overall business stability.Perform qualitative assessments, including industry outlook, customer business model, management capability, and past payment behaviour.Prepare clear, structured credit reports with risk assessments and recommendations on limits, terms, and mitigation steps.Monitor customer risk triggers and economic conditions to identify early warning signals.Work closely with AR Collections Team to resolve credit-related issues and support decision-making.Contribute to process improvements by identifying gaps, proposing solutions, and helping streamline the credit review workflow.Support credit analysis lead and global AR leadership with reporting, portfolio reviews, and daily operational tasks.Qualifications & Skills5 - 7 years of experience in credit analysis or commercial credit risk roles, preferably in a B2B.Advanced proficiency in Excel and financial analysis tools; Hands-on knowledge of SAP, High Radius, and D&BStrong understanding of credit risk, customer payment behaviour, and factors influencing credit decisions.Ability to interpret financial statements and assess customer strength using both quantitative and qualitative analysis.Strong problem-solving skills, attention to detail, and the ability to prioritize while managing tight timelines.Effective communication skills for cross-functional collaboration and stakeholder discussions.Continuous improvement mindset with the ability to support process simplification and efficiency initiatives.Some benefits of working with usAccess to a huge array of internal and external training courses on our learning system (free)Access to self-paced language training (free)Birthday or wedding anniversary gift of INR 1500Charity work once a year, to give back to the communityCompany car, phone if required for roleCompetitive health and wellness benefit planContinuous professional development with numerous opportunities for growthCreche facilityEmployee Business Resource Groups (EBRGs)Electric car charging stationsHybrid work arrangement eg. 3 days in officeInternet allowanceNo-meeting FridaysParking on site (free)Relocation assistance availableStaff hangout spaces, enjoy games like carrom, chessTransport by cab if working the midnight – 7am shiftWell connected to public transport, only a 10 min walk to officeWe understand that candidates will not meet every single desired job requirement.  If your experience looks a little different from what we've identified and you think you can bring value to the role, we'd love to learn more about you. Solenis is constantly growing.  Come and grow your career with us.At Solenis, we understand that our greatest asset is our people. That is why we offer competitive compensation, and numerous opportunities for professional growth and development. So, if you are interested in working for a world-class company and enjoy solving complex challenges, consider joining our team.