Territory Manager-Consumer Durable Loan Open Market

19 hours ago


Muzaffarpur, Bihar, India b-3044-47a7-a621-0e0120a896a4 Full time ₹ 9,00,000 - ₹ 12,00,000 per year

Job Requirements
Job Requirements
Role/ Job Title:
Territory Manager- Consumer Durable Loan

Function/ Department
: Sales

Job Purpose
The role entails scaling up the business for the Consumer Durable Loan lending for a designated area by delivering banking needs to the customers in the most cost efficient and technology effective manner. Role will closely collaborate with Retail team - Product Head, Operations, Sales, IT, Credit, BIU for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs.

Roles & Responsibilities

  • Acquisition of Consumer Durable Loan customers in the identified segment and reference generation from the specified catchment area.
  • Grow the AUM base for Consumer Durable Loan lending solutions and ensure that the overall revenue, cost, profitability and portfolio quality targets are met.
  • Collaborate with the Product Head Consumer Durable Loan to ensure that the customers are offered the best in class solutions funding/multi funding requirements and key DST's are appropriately incentivized.
  • Ensuring quality portfolio by minimizing delinquency and rejection.
  • Extensive knowledge and understanding of retails assets, products and operations.
  • Identifying the changing market trends, channel development for acquiring business and provide high quality customer service.
  • Design a fulfilling customer journey leading to customer delight and making IDFC First their banking partner of choice.
  • Ensure the successful adoption of internal compliances & regulatory framework across the business.

Education Qualification
Graduation: Bachelors in Technology / Maths / Commerce / Arts / Science / Biology / Business / Computers / Engineering / Management.

Post-graduation
:
MBA, PGDM

Experience
: 2+ years of relevant experience



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