Sr. Business Executive

7 days ago

Chandigarh, Chandigarh, India Kotak Mahindra Bank Full time ₹ 5,00,000 - ₹ 25,00,000 per year
  • This is an Independent role and candidate will manage a business of 40-75L PM (Unsecured Business Loans)
  • Needs to have a good knowledge of Local market with a special focus on the Self-employed category. Must have experience in that Geography
  • To understand clients business & provide appropriate products like Business loans, OD facilty 
  • Has to work closely with DSA's/do Tele calling/Branch Banking teams for new customer addition. 
  • To cross sell various products like Current Account/Savings account/Life Insurance and General Insurance
  • To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence. 
  • To be alert on competitive elements in the target segments (viz. other banks etc.) & Augment the presence and penetration of the Kotak brand in the target market 
  • Improve efficiency by monitoring accounts sourced, do top ups on existing loans when possible  
  • Graduate / MBA
  • Experience: 3-4 years in the local market, preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Should have good oral and written Communication skills.
  • Job Knowledge- The candidate would need to handle Sales for a gamut of products like TL, OD, 

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