Sales Manager

Department: Sales- Secured Loans

Role:

As a Customer Acquisition Manager (CAM/Senior CAM), you will be responsible for acquiring new clients for Loan Against Property (LAP), driving sales and generating business for the organization. This is a field-based, target-driven sales role requiring strong market networking and product knowledge. The acquisition would be through Direct Channels like Events, Exhibitions, Road Shows, Database & Micro marketing Activities.

Responsibilities:

• Sourcing & Lead Generation Identify and acquire new MSME customers through Direct Acquisition using field visits, telecalling references, micro-marketing activity and market research. Build a strong local market presence to generate a steady pipeline of secured LAP business leads and disbursement. Build a profitable customer pool of 25 MSME customers as a Key Account Manager (KAM) and manage the entire customer life cycle for any service queries, renewals, top ups, SOA etc.
• File Login & Application Processing Collect accurate customer documentation and ensure timely login of loan applications. Guide customers through eligibility and documentation, ensuring compliance with internal policies.
• Cross-functional Collaboration Coordinate with Credit, Risk, Operations, and Legal, Technical teams for smooth file processing and issue resolution. Act as the single point of contact for internal follow-ups and ensure end-to-end loan application execution.
• Disbursement & post-sales follow-Up Track loan application status and facilitate timely disbursement by resolving process delays. Explain disbursement terms and support clients with post-loan queries and servicing needs.
• Relationship Building & Client Retention Build strong client relationships to drive repeat business, referrals, and long-term loyalty. Maintain regular client engagement to understand evolving needs and offer tailored financial solutions
• Proactive On-Ground Outreach Conduct regular face-to-face visits to rural & semi-urban markets identify new loan leads (home/SME/microfinance), explain our products clearly, and assist customers through application and documentation processes, ensuring compliance with RBI & internal KYC standards Lead in-person recovery efforts by visiting delinquent borrowers' residences or businesses to collect overdue payments, assess individual financial situations, and develop tailored repayment arrangements compliant with RBI guidelines.
• Early bucket- PDM and collection management Drive portfolio quality through Pre Delinquency and Collection Management drivers like presentation date, EMI amount, SMS/ telecalling/ Notification and help to collect overdue amount along with penal charges/ late payment interest through direct customer engagement, regular field collection efforts and visits.

Qualification &Experience:

Educational Background Graduate/ Postgraduate in Commerce, Science, or any related field (mandatory). Experience Requirements 1 to 4 years of experience in a Bank, NBFC, or Insurance company, preferably in a direct acquisition model Prior experience in selling HL, LAP is Preferable.

Key Skills &Competencies:

• Strong local market knowledge and merchant network.
• Good understanding of loan products, customer needs, and financial documentation.
• Target-oriented, self-motivated, and team player with strong execution ability.
• Excellent communication and interpersonal skills.
• Demonstrated ability to perform effectively under pressure while consistently achieving monthly targets.
  • Ability and competency to work in the field/marketplace in the neighborhood lending model.

Performance Metrics:

Achievement of monthly and quarterly disbursement targets.

• Number of new Business merchant acquisitions.
• Productivity through direct and channel sourcing.
• Conversion rate from leads to disbursed accounts.
• Early bucket collection efficiency, bounce rate, entry rate and resolution.

Role: Other Industry

Type: Financial Services Department: Other Employment

Type: Full Time, Permanent Role

Category: Other Education UG: Any Graduate

Key Skills Housing Loan Sales Secured Loan Lap Loans Field Sales

Role: Other Industry

Type: Financial Services

Department: Other Employment

Type: Full Time, Permanent

Role Category: Other Education

UG: Any Graduate

Key Skills Skills highlighted with are preferred key skills Sales Secured Loan Lap Loans

Housing Loan Field Sales

Role: Other Industry

Type: Financial Services Department: Other Employment

Type: Full Time, Permanent

Role Category: Other Education UG: Any Graduate Key Skills Housing Loan Sales Secured Loan Field Sales Lap

Role: Other Industry Type: NBFC Department: Other Employment Type: Full Time, Permanent Role Category: Other Education UG: Any Graduate Key Skills Skills highlighted with are preferred key skills Sales Field Sales Lap Loan Against Property Housing Loan Secured Loan HL DST Direct Sales

Role: Other Industry Type: Financial Services Department: Other Employment Type: Full Time, Permanent Role Category: Other Education UG: Any Graduate Key Skills Skills highlighted with are preferred key skills Sales Loan Against Property Housing Loan DST Secured Loan Lap Loans HL Field Sales Direct Sales Lap

Role: Other Industry Type: NBFC Department: Other Employment Type: Full Time, Permanent Role Category: Other Education UG: Any Graduate Key Skills Skills highlighted with ' are preferred key skills Lap Loan Against Property Housing Loan Sales Lap Loans DST Secured Loan HL Direct Sales Field Sales

Role: Other Industry Type: Financial Services Department: Other Employment Type: Full Time, Permanent Role Category: Other Education UG: Any Graduate Key Skills sale Sales DST Direct Sales Field Sales

Role: Other Industry Type: Financial Services Department: Other Employment Type: Full Time, Permanent Role Category: Other Education UG: Any Graduate Key Skills Loan Against Property Sales Field Sales Mortgage Loans LAP