Lead Product Manager

About the role

As Lead Product Manager for Tesco's Treasury Applications, you'll lead a high-impact team of Product Managers to transform how we manage liquidity, funding, risk, and balance sheet operations through technology.

You'll define the vision, strategy, and roadmap for Treasury systems, ensuring alignment with Group Treasury objectives and financial governance standards. While you may initially work hands-on with user stories and backlogs, your ultimate mission is to empower your team to deliver scalable, innovative solutions.

You will be responsible for

Define and evolve the product vision for Treasury systems supporting cash management, funding, risk management, and compliance.

Align product strategy with Group Treasury Policy pillars: Cash & Investments, Funding, Risk Management, Balance Sheet Management.

Build and maintain a multi-year roadmap for Treasury applications (e.g., Treasury Management System, liquidity forecasting tools, hedging platforms).

Prioritize features based on business value, regulatory compliance, and operational risk mitigation.

Partner with Group Treasury, Finance Directors, and Technology teams to understand requirements for liquidity forecasting, intercompany loans, hedging, and credit risk monitoring.

Ensure products adhere to Tesco's Treasury Policy, Delegation of Authorities, and regulatory frameworks.

Embed controls for operational risk, segregation of duties, and audit compliance within product design.

Build and mentor a team of Product Managers, fostering expertise in financial systems and Treasury domain.

Enable automation of Treasury processes (cash pooling, FX hedging, credit exposure monitoring) through technology.

Ensure system resilience, security, and integration with ERP and banking platforms.

You will need

Strong understanding of Treasury operations: liquidity management, funding strategies, hedging, counterparty risk, and regulatory compliance.

Familiarity with Treasury Management Systems (e.g., Findur, Kyriba) and financial instruments (FX, derivatives, MMF).

Proven experience in leading product teams and managing enterprise-scale financial applications.

Skilled in creating product vision, OKRs, and roadmaps; adept at prioritization and stakeholder management.

Understanding of large-scale data platforms, APIs, and integration patterns for financial systems.

Ability to leverage data analytics for forecasting and risk management.

Strong influencing skills across Finance, Technology, and external partners (banks, rating agencies).

Experience in managing budgets and vendor relationships.

Knowledge of Agile product lifecycle and ability to deliver incremental value.

Familiarity with market research, data-driven decision-making, and emerging technologies (AI/ML).

Operational Skills

UX/UI Design

Customer Empathy

Experimentation & Validation

Enterprise Technology Design

Market Research

Machine Learning & Data Engineering

Prioritization & Roadmap Management

Agile Development Lifecycle

Communication & Influencing

Data Analytics & Insights

Strategic Thinking & Problem Solving

Finance & Procurement

Embracing and Enabling Change

Whats in it for you?

At Tesco, we are committed to providing the best for you.

As a result, our colleagues enjoy a unique, differentiated, market- competitive reward package, based on the current industry practices, for all the work they put into serving our customers, communities and planet a little better every day.

Our Tesco Rewards framework consists of pillars - Fixed Pay, Incentives, and Benefits.

Total Rewards offered at Tesco is determined by four principles -simple, fair, competitive, and sustainable.

Salary - Your fixed pay is the guaranteed pay as per your contract of employment.

Leave & Time-off - Colleagues are entitled to 30 days of leave (18 days of Earned Leave, 12 days of Casual/Sick Leave) and 10 national and festival holidays, as per the company's policy.

Making Retirement Tension-FreeSalary - In addition to Statutory retirement beneets, Tesco enables colleagues to participate in voluntary programmes like NPS and VPF.

Health is Wealth - Tesco promotes programmes that support a culture of health and wellness including insurance for colleagues and their family. Our medical insurance provides coverage for dependents including parents or in-laws.

Mental Wellbeing - We offer mental health support through self-help tools, community groups, ally networks, face-to-face counselling, and more for both colleagues and dependents.

Financial Wellbeing - Through our financial literacy partner, we offer one-to-one financial coaching at discounted rates, as well as salary advances on earned wages upon request.

Save As You Earn (SAYE) - Our SAYE programme allows colleagues to transition from being employees to Tesco shareholders through a structured 3-year savings plan.

Physical Wellbeing - Our green campus promotes physical wellbeing with facilities that include a cricket pitch, football field, badminton and volleyball courts, along with indoor games, encouraging a healthier lifestyle.

About Us

At Tesco, inclusion is at the heart of everything we do. We believe in treating everyone fairly and with respect, valuing individuality and uniqueness to create a true sense of belonging. Diversity and inclusion are deeply embedded in our values—we treat people how they want to be treated. Our goal is for all colleagues to feel they can be themselves at work, and we are committed to helping them thrive. Across the Tesco group, we are building an inclusive workplace that actively celebrates the cultures, personalities, and preferences of our colleagues, who in turn contribute to the success of our business and reflect the diversity of the communities we serve.

At Tesco Bengaluru, we are proud to be a Disability Confident Committed Employer, highlighting our commitment to creating a supportive environment for individuals with disabilities. We are dedicated to offering equal opportunities for all candidates and encourage applicants with disabilities to apply. Our recruitment process is fully accessible, and we are happy to provide reasonable adjustments during interviews. If you need any accommodations to participate in the recruitment process, please let us know. We are here to ensure that everyone has the chance to succeed.

We also believe in fostering a work environment where you can excel both professionally and personally. Our hybrid model allows you to work flexibly—spend 60% of your week collaborating in person with colleagues at our office locations or local sites, and the rest of the time working remotely. We understand that everyone's life journey is unique, whether you are starting your career, pursuing passions, or navigating life changes, and we are here to support you. Flexibility is a core part of our culture, and we encourage open conversations about how we can best accommodate your needs, so talk to us throughout your application process on the support required.