
Risk Analytics Retail Assets
7 days ago
Reference Code:
- VK2134
- Job Title:
**Risk Analytics _ Retail Assets**
- Category:
- Job Description:
- Drive the risk ranking model creation for retail lending products such as Purchase Finance, EMI on debit card, Small ticket Personal Loans, etc.
- Continuous assessment of model response on early risk indicators such as first payment default and lagged delinquency at 3 month etc through automated dashboards for continuous refinement in model performance
- Drive the risk ranking model creation for retail lending products as Purchase Finance, EMI on debit card, Small ticket Personal Loans, etc.
- Continuous assessment of model response on early risk indicators such as first payment default and lagged delinquency at 3 month etc through automated dashboards for continuous refinement in model performance.
- Evaluate partnerships in small ticket lending with other Fintechs to identify the segments which are suitable from a risk-reward point of view and are within the acceptable risk appetite of the bank; regular portfolio monitoring of portfolio built under partnership lending.
- Identification of new opportunities in small ticket lending emerging in the market and design of our underwriting models for such products.
- Key Skills:
- Risk Analytics
- Credit Underwriting Models
- Consumer Lending
- Consumer durable loan
- Statistical Modleling
- SAS
- Phython
- Location:
- Mumbai
- Required Experience:
- 3-8 yrs
- Positions:
- 1
- Contact Person:
- Mamta Chauhan
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