Loan Officer

2 days ago

Bengaluru Karnataka, India S-VYASA Deemed To Be University Full time

**Responsibilities**:

- Advises clients about the risks, consequences, and benefits of alternative lending solutions.
- Consults with clients about their lending needs to help them achieve their financial goals, including the collection and analysis of information about the client’s financial situation.
- Rejects loans by explaining deficiencies to applicants.
- Schedules and tracks closing dates, contingency dates, and loan lock expirations.
- Completes loan contracts by explaining provisions to applicant, obtaining signatures and notarizations, and collecting fees.
- Prepares and submits timely and accurate loan files.
- Uses state of the art technology to manage loan pipeline and conduct credit and underwriting analysis.
- Updates job knowledge by participating in educational opportunities, reading professional publications, maintaining professional networks, and participating in professional organizations.
- Helps customers by answering questions and responding to requests.
- Maintains customer confidence by keeping loan information confidential.
- Accomplishes bank mission by completing related results as needed.

**Qualifications / Skills**:

- Financial skills
- Time management skills
- Knowledge of financial software
- Customer service
- Thoroughness
- Confidentiality
- Analyzing information
- Decision making
- Professionalism
- Quality focus
- Negotiation skills

**Education and Experience Requirements**:

- Any Degree
- Most advanced positions require a BA or BS in economics, finance, business, or other related field
- 2-5 years business experience (Loan department)
- Mortgage loans: registration as a mortgage loan originator with the Nationwide Mortgage Licensing System and Registry (“Registry”), state real estate license (Optional)

**Job Types**: Full-time, Permanent

Pay: ₹25,225.33 - ₹50,889.24 per month

**Benefits**:

- Health insurance
- Provident Fund

Schedule:

- Day shift

Ability to commute/relocate:

- Bengaluru, Karnataka: Reliably commute or planning to relocate before starting work (preferred)

**Experience**:

- Loan: 1 year (preferred)

**Location**:

- Bengaluru, Karnataka (preferred)

Work Location: In person

**Speak with the employer**
+91 8075916010

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