Loan Origination

**JOB DESCRIPTION** Job Responsibilities**
- Review Loan documents and process transactions as per SLA
- Perform activities such as review of underwriting documents, Deal closing and loan servicing activities
- Interpret and understand legal documents pertaining to underwriting and perform due diligence to comply with the lending requirements
- Process Financial Statements, Appraisal reports, Borrowing Base Certificate, Compliance Certificate, Mortgage documents, Credit Agreement and abstract critical data
- Perform analysis of Financial Statements and complete spreading as per the guidelines
- Performs required research on the received request within stipulated timelines
- Follows up on deficient documentation with relevant stake-holders
- Meet and exceed the turnaround time and accuracy rate as per the specified target
- Ensure adherence to the quality control standards that have been set for the process
- Team Player : be an effective team player, leading and participating in various engagement activities not just limited to process
- Take ownership of career through self-learning and utilizing various online and instructor lead training / coaching modules in JPMC
- Working successfully with others, valuing, and utilizing the different skills and experience of colleagues from across the organization, building interdependence to achieve shared objectives and goals
- Knowledge sharing and effective hand holding of new joiners through the Buddy program
- Ensure all mandatory/compliance training timelines are adhered
- Develop Domain expertise across multiple lines of business to become Subject matter experts
- Participate in periodic procedural reviews and suggest areas of enhancement

**Required Qualifications, Skills and Capabilities**
- Bachelor’s degree in Commerce/Accounting preferred
- 6 months - 2 years of work experience, preferably in Banking/Mortgage/Financial Analysis and Loan Operations
- You should be open to work in night shifts
- Strong verbal & written communication to effectively communicate with various stakeholders and across levels
- Manage the complex requests with minimum supervision and independently make the decisions related to the process
- Preferable knowledge on aspects of Financial Statements, MIS reporting, Credit Agreement and other loan documents
- ACBS/VLS/LIQ servicing system knowledge preferred, Demonstrate the attributes of flexibility and accountability
- Excellent interpersonal skills to work effectively in team environment, Attention to detail and problem solving skills
- Client relationship and time management, MS Office skills
- Strong problem solving skills to undertake analysis, resolve issues/problems related to the process, Risk & control mindset, Experience in driving small projects

**ABOUT US**

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as any mental health or physical disability needs.

**ABOUT THE TEAM**

Commercial Banking is focused on helping our clients succeed and making a positive difference in our communities. We provide credit and financing, treasury and payment services, international banking and real estate services to clients including corporations, municipalities, institutions, real estate investors and owners, and nonprofit organizations.

Operations teams develop and manage innovative, secure service solutions to meet clients’ needs globally. Developing and using the latest technology, teams work to deliver industry-leading capabilities to our clients and customers, making it easy and convenient to do business with the firm. Teams also drive growth by refining technology-driven customer and client experiences that put users first, providing an unparalleled experience.